Real Estate Investing in Stanberry, Missouri (64489)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gentry • Population: 2,211 • Data updated: September 2026

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Should you buy in 64489 (Stanberry, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 17.9% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stanberry, MO (64489)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $170,087
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $66,993
% Renters 21.6%

Market Analysis: 64489 Stanberry

The 64489 ZIP in Stanberry, MO is a local-operator market. Outside capital chasing a $170K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $170K asset, 64489 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 64489 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 64489 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 64489 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stanberry:

B Good
Buy Confidence Score: 73/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.5× the median income
Value Trend
Rising (+10.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 64489

Which property type performs best in this market?

Best for Cash Flow
2BR
9.3% cap rate
Best for Appreciation
2BR
+7.6% 5yr CAGR
Best Overall Value
2BR
$38,241/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $76,483 $990 9.3% +7.6% $38,241
3BR $171,501 $1,370 5.8% $57,167
4BR $271,323 $1,650 4.4% $67,831

Market Trends

Home Value History (with trend line)

$178K$159K$141K$123K$104K$86KFeb 2016May 2021Jul 2026

📊 How Does 64489 Compare?

Metric 64489 Stanberry Missouri
Home Value $170,087 $170,087 $254,657
5-Year CAGR 3.9% 3.9% 7.0%
Avg Rent $891 $891 -
Cap Rate 4.1% 4.1% -
💡 Why Invest in 64489? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64489 (Stanberry, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+3.9%
Moderate

📊 Market Snapshot

Home Value $170,087
Monthly Rent $891
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 8.0%

📈 Home Appreciation

1-Year +10.6% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +6.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64489

Population: 2,211

💰 Median Household Income
$66,993
This area
$66,993
State
$62,768
USA
$74,580
🏠 Renter Occupied
21.6%
This area
21.6%
State
23.7%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-8.1%
USA
3.7%
🎓 College Educated
19.4%
This area
19.4%
State
8.6%
USA
33.7%
👤 Median Age
35.1 years
This area
35.1 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
17.9%
This area
17.9%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 97.0%
Asian 1.3%
Other/Mixed 1.2%
Hispanic/Latino 0.6%
Black/African American 0.5%
👶 Under 18
31.1%
This area
31.1%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64489

A Avg School Grade
2 Schools
10.9:1 Avg Class Size
$15,366 Avg Per Pupil

Schools in This ZIP Code

A Very Good

STANBERRY ELEM.

📚 Pre-K – 06 School
👥
229 Students
👨‍🏫
11.5:1 Class Size
💰
$15,366 Per Student
A Very Good

STANBERRY HIGH

📚 07 – 12 High School
👥
159 Students
👨‍🏫
10.2:1 Class Size
💰
$15,366 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Conception Seminary College
41 students · 7.0 mi

Frequently Asked Questions

How much is rent in Stanberry, MO?

Stanberry, MO rentals go for roughly $891/mo a month. That puts gross yield in solid territory relative to $170K acquisition costs.

Is the tenant base reliable in Stanberry, MO?

The renter base in Stanberry, MO is reasonable for the $891/mo price point. Screening well and pricing to market typically yields stable tenants.

What kind of market is Stanberry, MO for investors?

Our data puts Stanberry, MO at 3.0/5 for investability. Home prices of $170K and rents around $891/mo create a solid backdrop for investor activity.

Is Stanberry, MO good for house hacking?

The house hack math a challenging in Stanberry, MO. Owner-occupant buyers benefit from the $891/mo rents and $170K home values.

What is the typical vacancy rate in Stanberry, MO?

Occupancy in Stanberry, MO runs consistent with elevated vacancy. Well-priced units at $891/mo lease on reasonable timelines.

You know 64489 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64489 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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