Real Estate Investing in Rushville, Missouri (64484)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Buchanan • Population: 843 • Data updated: September 2026

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Should you buy in 64484 (Rushville, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rushville, MO (64484)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $231,881
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $59,375
% Renters 22.9%

Market Analysis: 64484 Rushville

ZIP 64484 in Rushville, MO carries a resilient set of headwinds. Home values near $232K and rents of $936/mo sit inside a market where underwriting has to be tight.

Put differently, the numbers look inviting — $232K purchase price, 0.0% nominal cap — the work to hit that pro forma in 64484 is substantial and deserves full respect.

Statewide comparisons place 64484 among MO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 64484 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategically, 64484 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rushville:

B Good
Buy Confidence Score: 70/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+12.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$237K$228K$219K$210K$201K$192KFeb 2022May 2024Jul 2026

📊 How Does 64484 Compare?

Metric 64484 Rushville Missouri
Home Value $231,881 $231,881 $254,657
5-Year CAGR N/A N/A 7.0%
Avg Rent $936 $936 -
Cap Rate 3.2% 3.2% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64484 (Rushville, MO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low

📊 Market Snapshot

Home Value $231,881
Monthly Rent $936
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.2%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +12.1% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64484

Population: 843

💰 Median Household Income
$59,375
This area
$59,375
State
$62,768
USA
$74,580
🏠 Renter Occupied
22.9%
This area
22.9%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-8.1%
USA
3.7%
🎓 College Educated
15.3%
This area
15.3%
State
8.6%
USA
33.7%
👤 Median Age
47.8 years
This area
47.8 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 95.5%
Other/Mixed 3.7%
Hispanic/Latino 2.0%
Asian 0.7%
Black/African American 0.1%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
20.8%
This area
20.8%
USA
17.3%
📊 Poverty Rate
4.3%
This area
4.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64484

B+ Avg School Grade
1 Schools
13.2:1 Avg Class Size
$15,131 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

RUSHVILLE ELEM.

📚 Pre-K – 06 School
👥
165 Students
👨‍🏫
13.2:1 Class Size
💰
$15,131 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Benedictine College
2,465 students · 5.1 mi

Frequently Asked Questions

Is Rushville, MO a good place for real estate investing?

Yes - Rushville, MO a 2.0/5 investability score. With $232K home prices against $936/mo monthly rent, the market delivers a reasonable entry point for new investors.

How do landlord-tenant laws work in Rushville, MO?

MO ranks as a landlord-friendly state for landlord-tenant law. Rushville generally follows the statewide framework, so landlords face reasonable operating rules.

What is the average monthly rent in Rushville, MO?

Rent in Rushville, MO is around $936/mo. The resulting rent-to-value relationship with $232K pricing is reasonable for most investor models.

How viable is house hacking in Rushville, MO?

The house hack math a challenging in Rushville, MO. Owner-occupant buyers benefit from the $936/mo rents and $232K home values.

What are vacancy rates like in Rushville, MO?

Vacancy in Rushville, MO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $936/mo.

You know 64484 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 64484 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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