Real Estate Investing in Kansas City, Missouri (64105)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jackson County • Population: 5,783 • Data updated: September 2026

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Should you buy in 64105 (Kansas City, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.7% vacancy may signal weakening demand.

What’s happening in Kansas City, MO (64105)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $196,203
Avg Monthly Rent $1,424
1% Rule ✗ Does Not Meet
Median Income $62,935
% Renters 84.5%

Market Analysis: 64105 Kansas City

The 64105 ZIP in Kansas City, MO is a local-operator market. Outside capital chasing a $196K entry has to pair deep knowledge with the discount.

For an experienced owner, 64105 can be a a credible choice for hunting ground — but the discount at $196K reflects genuine risk that outside investors often underestimate.

In the broader MO picture, 64105 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 64105 ZIP's population of 5,783 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reflects the need for careful underwriting.

Strategy in 64105 is an operator game, not a passive one. Meanwhile, entry prices of $196K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kansas City:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,424/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Kansas City, MO-KS Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
12.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kansas City, MO-KS metro data
🏠

Property Strategy for 64105

Which property type performs best in this market?

Best for Cash Flow
1BR
6.8% cap rate
Best for Appreciation
2BR
+7.2% 5yr CAGR
Best Overall Value
2BR
$135,784/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $175,175 $1,660 6.8% +7.1% $175,175
2BR $271,567 $1,880 5.0% +7.2% $135,784

Market Trends

Home Value History (with trend line)

$209K$188K$167K$146K$125K$104KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,586$1,492$1,398$1,304$1,210$1,116Mar 2019Nov 2022Jul 2026

📊 How Does 64105 Compare?

Metric 64105 Kansas City Kansas City, MO-KS Missouri
Home Value $196,203 $268,620 N/A $254,657
5-Year CAGR 3.5% 4.9% N/A 7.0%
Avg Rent $1,424 $1,470 N/A -
Cap Rate 5.7% 5.1% - -
💡 Why Invest in 64105? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

85% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 64105 (Kansas City, MO). Anonymous, moderated, never written by AI.

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Property managers serving Jackson County

Manage rentals here? List your business →

Alpine Property Management offers residential property management services in the Kansas City metro area, including Kansas City, Independence, Lees Summit, Blue Springs, Liberty, Gladstone, Overland P summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

Meridian Realty & Property Management has been an innovative leader in the property management industry since 2013, managing 700+ single-family homes, multi-family units, and apartment complexes in Ka summary from their website

Single-familySmall multifamily
Unclaimed — is this your business? Claim it free

North Terrace Property Management offers premier Kansas City rentals, including elegant 2-bedroom lofts and spacious 3-bedroom townhomes in Belton, MO, and renovated 1-bedroom apartments in Midtown Ka summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
5.7%
Fair
5yr Growth
+3.5%
Moderate

📊 Market Snapshot

Home Value $196,203
Monthly Rent $1,424
Price-to-Rent 11.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.7%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR +2.2% ▲
5-Year CAGR +3.5% ▲
10-Year CAGR +2.6% ▲

🏠 Rent Trends

1-Year -0.1% ▼
3-Year CAGR +0.6% ▲
5-Year CAGR +2.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 5.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.7%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 64105

Population: 5,783

💰 Median Household Income
$62,935
This area
$62,935
State
$62,768
USA
$74,580
🏠 Renter Occupied
84.5%
This area
84.5%
State
23.7%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-8.1%
USA
3.7%
🎓 College Educated
69.7%
This area
69.7%
State
8.6%
USA
33.7%
👤 Median Age
30.4 years
This area
30.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
10.7%
This area
10.7%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 77.1%
Other/Mixed 10.0%
Black/African American 7.0%
Asian 6.0%
Hispanic/Latino 3.8%
👶 Under 18
2.2%
This area
2.2%
USA
22.0%
👴 65 and Over
6.0%
This area
6.0%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 64105

A+ Avg School Grade
3 Schools
10.4:1 Avg Class Size
$17,724 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CROSSROADS - CENTRAL STREET

📚 Pre-K – 06 School Charter
👥
356 Students
👨‍🏫
10.5:1 Class Size
💰
$17,724 Per Student
A+ Excellent

CROSSROADS PREPARATORY ACADEMY

📚 07 – 12 High School Charter
👥
414 Students
👨‍🏫
10.4:1 Class Size
💰
$17,724 Per Student
A Very Good

CROSSROADS - QUALITY HILL

📚 K – 05 Elementary Charter
👥
250 Students
👨‍🏫
10.4:1 Class Size
💰
$17,724 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

FAXON ELEMENTARY

📚 Pre-K – 06 School
📍 1320 E 32ND TERR, KANSAS CITY
👥
305 Students
👨‍🏫
12.0:1 Class Size
💰
$19,566 Per Student
A+ Excellent

GARFIELD ELEMENTARY

📚 Pre-K – 06 School
📍 436 PROSPECT BLVD, KANSAS CITY
👥
483 Students
👨‍🏫
11.7:1 Class Size
💰
$19,566 Per Student
A+ Excellent

PHILLIS WHEATLEY ELEMENTARY

📚 Pre-K – 06 School
📍 2415 AGNES AVE, KANSAS CITY
👥
360 Students
👨‍🏫
10.9:1 Class Size
💰
$19,566 Per Student
A+ Excellent

WENDELL PHILLIPS ELEMENTARY

📚 Pre-K – 06 School
📍 2400 Prospect, KANSAS CITY
👥
307 Students
👨‍🏫
11.4:1 Class Size
💰
$19,566 Per Student
A+ Excellent

Douglass Elem

📚 K – 05 Elementary
📍 1310 N 9th Street, Kansas City
👥
232 Students
👨‍🏫
11.7:1 Class Size
💰
$17,507 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,078 Off-Campus Students
C
City Vision University
234 students · 1.1 mi
C
Kansas City University
2,048 students · 1.5 mi
C+
Ea La Mar's Cosmetology & Barber College
32 students · 2.2 mi
C+
Metropolitan Community College-Kansas City
12,994 students · 2.6 mi
D
Concorde Career College-Broadway
31 students · 2.6 mi
C
Donnelly College
349 students · 3.2 mi
C+
Kansas City Art Institute
789 students · 4.1 mi
B
University of Missouri-Kansas City
15,277 students · 5.0 mi

Investor Insight: With 3,078 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical rental rate in Kansas City, MO?

The typical rental in Kansas City, MO commands about $1,424/mo monthly. That rent profile consistent cash flow against the $196K purchase basis.

Which investment style suits Kansas City, MO?

Investors usually favor careful cash-flow rentals with hands-on management in Kansas City, MO. With home values at $196K and rents near $1,424/mo, other strategies can work but produce predictable rather than outsized returns.

Is Kansas City, MO a smart market for rental property?

With a 3.0/5 investability score, Kansas City, MO ranks as a solid market for rental property investors. Median prices of $196K and rents of $1,424/mo drive the underlying numbers.

Are there empty rentals in Kansas City, MO?

Kansas City, MO sees elevated vacancy, which is reasonable relative to the broader MO rental market.

How much should I expect to pay for a home in Kansas City, MO?

Typical homes in Kansas City, MO go for around $196K. The 5-year CAGR of 0.0% steady price movement.

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How 64105 ranks in Kansas City, MO-KS

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