Real Estate Investing in Greentop, Missouri (63546)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 63546 (Greentop, MO)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Greentop, MO (63546)?
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Market Analysis: 63546 Greentop
The 63546 ZIP in Greentop, MO is a local-operator market. Outside capital chasing a $273K entry has to pair deep knowledge with the discount.
Rent of $981/mo on a $273K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 63546 sits below the stated 0.0% once reality is priced in.
ZIP 63546's metrics run below Adair's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 63546 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 63546 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Greentop:
Market Trends
Home Value History (with trend line)
📊 How Does 63546 Compare?
| Metric | 63546 | Greentop | Missouri |
|---|---|---|---|
| Home Value | $272,665 | $272,665 | $254,657 |
| 5-Year CAGR | 7.4% | 7.4% | 7.0% |
| Avg Rent | $981 | $981 | - |
| Cap Rate | 2.8% | 2.8% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 63546 (Greentop, MO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $272,665 |
| Monthly Rent | $981 |
| Price-to-Rent | 23.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 10.2% |
📈 Home Appreciation
| 1-Year | +11.7% ▲ |
| 3-Year CAGR | +6.4% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 63546
Population: 1,564
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is tenant demand in Greentop, MO?
Greentop, MO draws a even-keeled base of working renters. Demand at the $981/mo rent level is reasonable for standard single-family and small multi rentals.
Is Greentop, MO a smart market for rental property?
The 3.0/5 investability rating in Greentop, MO reflects its $273K prices and $981/mo rents. Investors generally consider it a solid option within MO.
How viable is house hacking in Greentop, MO?
The house hack math a challenging in Greentop, MO. Owner-occupant buyers benefit from the $981/mo rents and $273K home values.
Are landlord laws favorable in Greentop, MO?
Greentop, MO operates under MO law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
What are home prices like in Greentop, MO?
The median home value in Greentop, MO is roughly $273K. That puts it reasonable relative to the MO statewide average.
You know 63546 now. You don’t know where it ranks.
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