Real Estate Investing in Philadelphia, Missouri (63463)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marion County • Population: 718 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 63463 (Philadelphia, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.0% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 31.1 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Philadelphia, MO (63463)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $298,598
Avg Monthly Rent $801
1% Rule ✗ Does Not Meet
Median Income $73,563
% Renters 17.3%

Market Analysis: 63463 Philadelphia

This part of Marion County is not an easy win. The 63463 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 63463 is resilient only for operators who understand what they are buying. A $299K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Regionally, 63463 sits on the difficult end of the MO spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

From a cash-flow lens, 718 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Philadelphia's stable or hybrid ZIPs before stepping into 63463. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Philadelphia:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+14.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $801/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Hannibal, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Hannibal, MO metro data

Market Trends

Home Value History (with trend line)

$317K$279K$241K$203K$165K$127KFeb 2018May 2022Jul 2026

📊 How Does 63463 Compare?

Metric 63463 Philadelphia Hannibal, MO Missouri
Home Value $298,598 $298,598 N/A $254,657
5-Year CAGR 9.5% 9.5% N/A 7.0%
Avg Rent $801 $801 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 63463? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63463 (Philadelphia, MO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 63463 (Philadelphia, MO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+9.5%
Strong

📉 Market Crash Risk Index

Based on Hannibal, MO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
58%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $298,598
Monthly Rent $801
Price-to-Rent 31.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 11.6%

📈 Home Appreciation

1-Year +14.2% ▲
3-Year CAGR +11.7% ▲
5-Year CAGR +9.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 63463

Population: 718

💰 Median Household Income
$73,563
This area
$73,563
State
$62,768
USA
$74,580
🏠 Renter Occupied
17.3%
This area
17.3%
State
23.7%
USA
34.0%
💼 Unemployment Rate
0.5%
This area
0.5%
State
-8.1%
USA
3.7%
🎓 College Educated
28.6%
This area
28.6%
State
8.6%
USA
33.7%
👤 Median Age
36.4 years
This area
36.4 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.0%
This area
15.0%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 98.5%
Asian 0.8%
Hispanic/Latino 0.6%
Other/Mixed 0.6%
👶 Under 18
28.5%
This area
28.5%
USA
22.0%
👴 65 and Over
8.8%
This area
8.8%
USA
17.3%
📊 Poverty Rate
13.4%
This area
13.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63463

B+ Avg School Grade
2 Schools
10.2:1 Avg Class Size
$13,812 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

MARION CO. ELEM.

📚 Pre-K – 06 School
👥
120 Students
👨‍🏫
11.4:1 Class Size
💰
$13,812 Per Student
B+ Above Average

MARION CO. HIGH

📚 07 – 12 High School
👥
112 Students
👨‍🏫
8.9:1 Class Size
💰
$13,812 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How should investors approach Philadelphia, MO?

Most investors in Philadelphia, MO run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is real estate in Philadelphia, MO a good investment right now?

Philadelphia, MO scores 3.0/5 for investability. Home values sit at $299K and rents near $801/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Do rentals sit vacant long in Philadelphia, MO?

Rental vacancy in Philadelphia, MO is elevated. Investors should budget normal turnover but not chronic empty units.

Does Philadelphia, MO favor landlords or tenants?

Rental owners in Philadelphia, MO deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical home price in Philadelphia, MO?

Homes in Philadelphia, MO typically sell near $299K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

You know 63463 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 63463 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 63463 ranks in Hannibal, MO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 63463 (Philadelphia)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 63463 (Philadelphia, MO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.