Real Estate Investing in Wellsville, Missouri (63384)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Montgomery County • Population: 2,148 • Data updated: September 2026

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Should you buy in 63384 (Wellsville, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.4% of homes vacant — above national norms.
  • Declining values: -0.4% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wellsville, MO (63384)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $170,942
Avg Monthly Rent $810
1% Rule ✗ Does Not Meet
Median Income $63,333
% Renters 17.6%

Market Analysis: 63384 Wellsville

Investors eyeing 63384 need to respect the fundamentals at play. Home values of $171K come alongside slower price movement and elevated management overhead.

The investment case in 63384 is resilient only for operators who understand what they are buying. A $171K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 63384's metrics run below Montgomery County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A resilient renter share of 18% in 63384 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The right play in 63384 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wellsville:

C Below Average
Buy Confidence Score: 53/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $810/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Mexico, MO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
12.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mexico, MO metro data

Market Trends

Home Value History (with trend line)

$196K$179K$162K$145K$128K$111KFeb 2016May 2021Jul 2026

📊 How Does 63384 Compare?

Metric 63384 Wellsville Mexico, MO Missouri
Home Value $170,942 $170,942 N/A $254,657
5-Year CAGR N/A N/A N/A 7.0%
Avg Rent $810 $810 N/A -
Cap Rate 3.7% 3.7% - -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63384 (Wellsville, MO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.7%
Low
5yr Growth
-0.4%
Declining

📉 Market Crash Risk Index

Based on Mexico, MO metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $170,942
Monthly Rent $810
Price-to-Rent 17.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 3.3%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR +1.0% ▲
5-Year CAGR -0.4% ▼
10-Year CAGR +3.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 63384

Population: 2,148

💰 Median Household Income
$63,333
This area
$63,333
State
$62,768
USA
$74,580
🏠 Renter Occupied
17.6%
This area
17.6%
State
23.7%
USA
34.0%
💼 Unemployment Rate
1.4%
This area
1.4%
State
-8.1%
USA
3.7%
🎓 College Educated
14.7%
This area
14.7%
State
8.6%
USA
33.7%
👤 Median Age
43.7 years
This area
43.7 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
20.4%
This area
20.4%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 92.3%
Other/Mixed 6.9%
Hispanic/Latino 3.1%
Black/African American 0.8%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
22.9%
This area
22.9%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63384

B+ Avg School Grade
2 Schools
10.6:1 Avg Class Size
$13,674 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

WELLSVILLE-MIDDLETOWN ELEM.

📚 Pre-K – 05 Elementary
👥
133 Students
👨‍🏫
11.6:1 Class Size
💰
$13,674 Per Student
B+ Above Average

WELLSVILLE-MIDDLETOWN HS

📚 06 – 12 High School
👥
156 Students
👨‍🏫
9.7:1 Class Size
💰
$13,674 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Are tenants stable in Wellsville, MO?

Wellsville, MO draws a even-keeled base of working renters. Demand at the $810/mo rent level is reasonable for standard single-family and small multi rentals.

What strategy should investors use in Wellsville, MO?

Investors usually favor careful cash-flow rentals with hands-on management in Wellsville, MO. With home values at $171K and rents near $810/mo, other strategies can work but produce predictable rather than outsized returns.

Where do home prices stand in Wellsville, MO?

Wellsville, MO home values average about $171K. That price point suits investors targeting rentals with $810/mo in monthly income.

Is Wellsville, MO suited for a house hack?

The a challenging house-hack environment in Wellsville, MO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

What is the rental occupancy rate in Wellsville, MO?

Wellsville, MO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

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