Real Estate Investing in Edinburg, Illinois (62547)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Christian County • Population: 619 • Data updated: September 2026

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Should you buy in 62547 (Edinburg, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Edinburg, IL (62547)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $149,126
Avg Monthly Rent $1,179
1% Rule ✗ Does Not Meet
Median Income $63,750
% Renters 7.0%

Market Analysis: 62547 Edinburg

The 62547 ZIP in Edinburg, IL is a local-operator market. Outside capital chasing a $149K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 62547 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 62547 among IL's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A substantial renter share of 7% in 62547 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 62547 is an operator game, not a passive one. On balance, entry prices of $149K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Edinburg:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Rising (+13.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,179/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Taylorville, IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Taylorville, IL metro data

Market Trends

Home Value History (with trend line)

$153K$145K$138K$130K$123K$116KFeb 2021Nov 2023Jul 2026

📊 How Does 62547 Compare?

Metric 62547 Edinburg Taylorville, IL Illinois
Home Value $149,126 $162,546 N/A $279,761
5-Year CAGR 4.3% 6.7% N/A 6.6%
Avg Rent $1,179 $1,031 N/A -
Cap Rate 6.2% 5.0% - -
💡 Why Invest in 62547? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 62547 (Edinburg, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.2%
Good
5yr Growth
+4.3%
Moderate

📉 Market Crash Risk Index

Based on Taylorville, IL metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
60%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $149,126
Monthly Rent $1,179
Price-to-Rent 10.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.5%
Cap Rate 6.2%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +13.1% ▲
3-Year CAGR +5.9% ▲
5-Year CAGR +4.3% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 62547

Population: 619

💰 Median Household Income
$63,750
This area
$63,750
State
$75,721
USA
$74,580
🏠 Renter Occupied
7.0%
This area
7.0%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-3.3%
USA
3.7%
🎓 College Educated
9.8%
This area
9.8%
State
16.4%
USA
33.7%
👤 Median Age
40.2 years
This area
40.2 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 91.7%
Other/Mixed 8.2%
Hispanic/Latino 0.3%
Asian 0.1%
👶 Under 18
28.9%
This area
28.9%
USA
22.0%
👴 65 and Over
15.8%
This area
15.8%
USA
17.3%
📊 Poverty Rate
4.7%
This area
4.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Are there empty rentals in Edinburg, IL?

Vacancy in Edinburg, IL is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,179/mo.

How much do tenants pay in Edinburg, IL?

Rent in Edinburg, IL is around $1,179/mo. The resulting rent-to-value relationship with $149K pricing is reasonable for most investor models.

Is it easy to find good tenants in Edinburg, IL?

The renter base in Edinburg, IL is reasonable for the $1,179/mo price point. Screening well and pricing to market typically yields consistent tenants.

Is Edinburg, IL suited for a house hack?

For house hackers, Edinburg, IL is a challenging. The $1,179/mo rent on a unit helps defray the mortgage on a $149K property.

How strong is Edinburg, IL for real estate investors?

Edinburg, IL rates 3.0/5 for investability. With median values at $149K and rents near $1,179/mo, the market offers reasonable fundamentals for rental investors.

You know 62547 now. You don’t know where it ranks.

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How 62547 ranks in Taylorville, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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