Real Estate Investing in Clinton, Illinois (61777)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61777 (Clinton, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clinton, IL (61777)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 61777 Clinton
The 61777 ZIP in Clinton, IL is a local-operator market. Outside capital chasing a $198K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $198K asset, 61777 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 61777 sits on the difficult end of the IL spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.
From a cash-flow lens, 989 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The 61777 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Clinton:
Market Trends
Home Value History (with trend line)
📊 How Does 61777 Compare?
| Metric | 61777 | Clinton | Illinois |
|---|---|---|---|
| Home Value | $198,001 | $181,028 | $279,761 |
| 5-Year CAGR | 9.2% | 8.6% | 6.6% |
| Avg Rent | $828 | $915 | - |
| Cap Rate | 3.3% | 4.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61777 (Clinton, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $198,001 |
| Monthly Rent | $828 |
| Price-to-Rent | 19.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.3% |
| 5-Year IRR | 12.5% |
📈 Home Appreciation
| 1-Year | +19.1% ▲ |
| 3-Year CAGR | +11.0% ▲ |
| 5-Year CAGR | +9.2% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61777
Population: 989
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How tight is the rental market in Clinton, IL?
Vacancy risk in Clinton, IL is elevated. That supports consistent cash flow for typical rental holds.
What is the typical rental rate in Clinton, IL?
Investors in Clinton, IL typically see rents near $828/mo per month against $198K home values - a solid setup for rental cash flow.
Are renters plentiful in Clinton, IL?
Clinton, IL draws a reliable base of working renters. Demand at the $828/mo rent level is reasonable for standard single-family and small multi rentals.
Does house hacking work in Clinton, IL?
House hacking works a challenging in Clinton, IL. Rents of $828/mo against $198K acquisition make the strategy solid for owner-occupants.
What is the smart move for investors in Clinton, IL?
In Clinton, IL the sturdy play is typically careful cash-flow rentals with hands-on management. The combination of $198K prices and $828/mo rents suits that approach.
You know 61777 now. You don’t know where it ranks.
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