Real Estate Investing in Clinton, Illinois (61735)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61735 (Clinton, IL)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 26.5% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Clinton, IL (61735)?
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Market Analysis: 61735 Clinton
Not every below-median market is a bargain. Clinton's 61735 ZIP stands at signals that favor experienced operators who can absorb the risk $188K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 61735 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
The gap between 61735 and stronger Clinton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Turning to rents, 412 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Strategy in 61735 is an operator game, not a passive one. On balance, entry prices of $188K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Clinton:
Market Trends
Home Value History (with trend line)
📊 How Does 61735 Compare?
| Metric | 61735 | Clinton | Illinois |
|---|---|---|---|
| Home Value | $187,785 | $181,028 | $279,761 |
| 5-Year CAGR | N/A | 8.6% | 6.6% |
| Avg Rent | $972 | $915 | - |
| Cap Rate | 4.0% | 4.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61735 (Clinton, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $187,785 |
| Monthly Rent | $972 |
| Price-to-Rent | 16.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 22.5% |
📈 Home Appreciation
| 1-Year | +18.5% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61735
Population: 412
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Are homes affordable in Clinton, IL?
Clinton, IL home values average about $188K. That price point suits investors targeting rentals with $972/mo in monthly income.
What kind of tenants rent in Clinton, IL?
Clinton, IL offers a even-keeled renter base at the $972/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is Clinton, IL landlord-friendly?
IL law landlord-friendly for landlords, and Clinton inherits those rules. Investors should still review local ordinances for rental licensing.
How strong is Clinton, IL for real estate investors?
Clinton, IL rates 2.0/5 for investability. With median values at $188K and rents near $972/mo, the market offers reasonable fundamentals for rental investors.
Is Clinton, IL good for house hacking?
House hacking in Clinton, IL is a challenging. With home values around $188K and rents at $972/mo, owner-occupants can offset a meaningful share of PITI.
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