Real Estate Investing in Arrowsmith, Illinois (61722)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

McLean County • Population: 612 • Data updated: September 2026

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Should you buy in 61722 (Arrowsmith, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (83/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.5% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Arrowsmith, IL (61722)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $202,854
Avg Monthly Rent $1,314
1% Rule ✗ Does Not Meet
Median Income $87,500
% Renters 17.4%

Market Analysis: 61722 Arrowsmith

Turning to rents, ZIP 61722 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $203K median. It rewards specialists, not generalists.

From a cash-flow lens, the numbers look inviting — $203K purchase price, 0.0% nominal cap — the work to hit that pro forma in 61722 is substantial and deserves full respect.

Nearby ZIPs in Arrowsmith have seen price recovery that 61722 has not matched. McLean County data supports the view that the spread is structural rather than temporary.

Who lives in 61722 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Arrowsmith:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.3× the median income
Value Trend
Rising (+13.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,314/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
⚖️
BALANCED MARKET
Bloomington, IL Metro Area
Even conditions for buyers and sellers
26 days
Average time to sell
Fast
10.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bloomington, IL metro data

Market Trends

Home Value History (with trend line)

$210K$189K$168K$147K$126K$105KJul 2006Jul 2016Jul 2026

📊 How Does 61722 Compare?

Metric 61722 Arrowsmith Bloomington, IL Illinois
Home Value $202,854 $202,854 N/A $279,761
5-Year CAGR 7.2% 7.2% N/A 6.6%
Avg Rent $1,314 $1,314 N/A -
Cap Rate 5.1% 5.1% - -
💡 Why Invest in 61722? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61722 (Arrowsmith, IL). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+7.2%
Strong

📉 Market Crash Risk Index

Based on Bloomington, IL metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
38%
Days Pending
0/2
26 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $202,854
Monthly Rent $1,314
Price-to-Rent 12.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.8%
Cap Rate 5.1%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year +13.2% ▲
3-Year CAGR +9.3% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 61722

Population: 612

💰 Median Household Income
$87,500
This area
$87,500
State
$75,721
USA
$74,580
🏠 Renter Occupied
17.4%
This area
17.4%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-3.3%
USA
3.7%
🎓 College Educated
16.9%
This area
16.9%
State
16.4%
USA
33.7%
👤 Median Age
38.6 years
This area
38.6 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.5%
This area
8.5%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 91.0%
Black/African American 5.6%
Other/Mixed 3.4%
Hispanic/Latino 1.9%
👶 Under 18
26.2%
This area
26.2%
USA
22.0%
👴 65 and Over
19.4%
This area
19.4%
USA
17.3%
📊 Poverty Rate
17.6%
This area
17.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Arrowsmith in IL worth investing in?

Investors tracking Arrowsmith, IL will find a 3.0/5 rating supported by $203K median home values and $1,314/mo rents. That profile suits long-term holders targeting measured returns.

How much is rent in Arrowsmith, IL?

Arrowsmith, IL rentals go for roughly $1,314/mo a month. That puts gross yield in solid territory relative to $203K acquisition costs.

Is Arrowsmith, IL good for landlords?

For rental operators, Arrowsmith, IL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

How high is vacancy risk in Arrowsmith, IL?

Vacancy risk in Arrowsmith, IL is elevated. That supports even-keeled cash flow for typical rental holds.

Is Arrowsmith, IL better for rentals, flips, or BRRRR?

For Arrowsmith, IL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 61722 now. You don’t know where it ranks.

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How 61722 ranks in Bloomington, IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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