Best ZIP Codes for Cash Flow in Bloomington, IL (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 61754 | McLean, IL | $191,109 | $1,350 | 5.51% | 6.3% |
| 2 | 61774 | Stanford, IL | $183,752 | $1,278 | 5.42% | 7.5% |
| 3 | 61722 | Arrowsmith, IL | $202,854 | $1,314 | 5.05% | 7.2% |
| 4 | 61701 | Bloomington, IL | $180,383 | $1,149 | 4.97% | 8.2% |
| 5 | 61724 | Bellflower, IL | $144,117 | $900 | 4.87% | — |
| 6 | 61770 | Saybrook, IL | $171,389 | $1,044 | 4.75% | 7.0% |
| 7 | 61842 | Farmer City, IL | $180,501 | $1,089 | 4.71% | 9.0% |
| 8 | 61730 | Cooksville, IL | $194,235 | $1,107 | 4.45% | — |
| 9 | 61772 | Heyworth, IL | $252,138 | $1,359 | 4.20% | — |
| 10 | 61728 | Colfax, IL | $178,516 | $954 | 4.17% | 7.7% |
| 11 | 61732 | Danvers, IL | $253,732 | $1,305 | 4.01% | 7.7% |
| 12 | 61737 | Ellsworth, IL | $235,389 | $1,152 | 3.82% | — |
| 13 | 61761 | Normal, IL | $269,750 | $1,267 | 3.66% | 6.3% |
| 14 | 61704 | Bloomington, IL | $332,466 | $1,516 | 3.56% | 7.5% |
| 15 | 61745 | Heyworth, IL | $268,464 | $1,170 | 3.40% | 6.9% |
| 16 | 61752 | Le Roy, IL | $216,732 | $927 | 3.34% | 7.3% |
| 17 | 61744 | Gridley, IL | $211,603 | $882 | 3.25% | 8.1% |
| 18 | 61776 | Bloomington, IL | $275,976 | $1,134 | 3.21% | 6.3% |
| 19 | 61753 | Lexington, IL | $239,615 | $963 | 3.13% | 6.1% |
| 20 | 61736 | Downs, IL | $327,050 | $1,233 | 2.94% | 6.8% |
| 21 | 61705 | Bloomington, IL | $391,613 | $1,458 | 2.90% | 6.2% |
| 22 | 61748 | Hudson, IL | $314,870 | $882 | 2.18% | 6.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Bloomington, IL · Affordable in Bloomington, IL
Or see the full Bloomington, IL metro profile.