Real Estate Investing in La Moille, Illinois (61330)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 61330 (La Moille, IL)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.3% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in La Moille, IL (61330)?
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Market Analysis: 61330 La Moille
Investors eyeing 61330 need to respect the fundamentals at play. Home values of $176K come alongside slower price movement and elevated management overhead.
The 61330 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader IL picture, 61330 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 61330 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 61330 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in La Moille:
Market Trends
Home Value History (with trend line)
📊 How Does 61330 Compare?
| Metric | 61330 | La Moille | Ottawa, IL | Illinois |
|---|---|---|---|---|
| Home Value | $176,369 | $176,369 | N/A | $279,761 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 6.6% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 3.8% | 3.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 61330 (La Moille, IL). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $176,369 |
| Monthly Rent | $864 |
| Price-to-Rent | 17.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.8% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +13.8% ▲ |
| 3-Year CAGR | +8.5% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 61330
Population: 1,238
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 61330
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What are vacancy rates like in La Moille, IL?
La Moille, IL sees elevated vacancy, which is reasonable relative to the broader IL rental market.
Is rental property easy to operate in La Moille, IL?
Landlord-friendliness in La Moille, IL is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Should investors consider La Moille, IL?
The 3.0/5 investability rating in La Moille, IL reflects its $176K prices and $864/mo rents. Investors generally consider it a solid option within IL.
Is it easy to find good tenants in La Moille, IL?
The renter base in La Moille, IL is reasonable for the $864/mo price point. Screening well and pricing to market typically yields consistent tenants.
What do rentals go for in La Moille, IL?
Average rent in La Moille, IL is approximately $864/mo per month. Against $176K home values that yields a reasonable rent-to-price ratio.
You know 61330 now. You don’t know where it ranks.
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How 61330 ranks in Ottawa, IL
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