Most Affordable ZIP Codes in Ottawa, IL (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 61364 | Streator, IL | $130,981 | $873 | 5.20% | 7.9% |
| 2 | 61361 | Sheffield, IL | $140,686 | $963 | 5.34% | 7.7% |
| 3 | 61301 | La Salle, IL | $140,990 | $1,044 | 5.78% | 7.6% |
| 4 | 61368 | Tiskilwa, IL | $141,610 | $882 | 4.86% | 6.6% |
| 5 | 61379 | Wyanet, IL | $143,169 | $891 | 4.85% | 7.9% |
| 6 | 61362 | Spring Valley, IL | $144,949 | $1,071 | 5.76% | 5.0% |
| 7 | 61329 | Spring Valley, IL | $153,760 | $909 | 4.61% | 6.8% |
| 8 | 61376 | Walnut, IL | $154,934 | $1,143 | 5.75% | 7.1% |
| 9 | 61349 | Ohio, IL | $157,477 | $828 | 4.10% | 5.9% |
| 10 | 61320 | Dalzell, IL | $165,807 | $999 | 4.70% | 8.0% |
| 11 | 61348 | Oglesby, IL | $169,952 | $864 | 3.97% | 7.0% |
| 12 | 61330 | La Moille, IL | $176,369 | $864 | 3.82% | 7.1% |
| 13 | 61326 | Granville, IL | $179,069 | $828 | 3.61% | 5.9% |
| 14 | 61342 | Mendota, IL | $183,236 | $918 | 3.91% | 7.7% |
| 15 | 61334 | Lostant, IL | $183,422 | $936 | 3.98% | 7.3% |
| 16 | 61354 | Peru, IL | $184,226 | $1,020 | 4.32% | 5.9% |
| 17 | 61356 | Princeton, IL | $190,241 | $1,100 | 4.51% | 7.5% |
| 18 | 60470 | Ransom, IL | $208,032 | $1,224 | 4.59% | 5.8% |
| 19 | 61341 | Marseilles, IL | $215,126 | $1,116 | 4.05% | 6.7% |
| 20 | 61350 | Ottawa, IL | $216,773 | $1,268 | 4.56% | 7.3% |
| 21 | 61327 | Magnolia, IL | $232,249 | $882 | 2.96% | 9.1% |
| 22 | 61370 | Tonica, IL | $232,887 | $891 | 2.98% | 6.7% |
| 23 | 61560 | Putnam, IL | $233,810 | $855 | 2.85% | 8.0% |
| 24 | 61360 | Seneca, IL | $235,532 | $1,224 | 4.05% | 4.0% |
| 25 | 61325 | Grand Ridge, IL | $241,752 | $945 | 3.05% | 6.4% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Ottawa, IL · Appreciation in Ottawa, IL
Or see the full Ottawa, IL metro profile.