Ottawa, IL Metro Area - Investment Guide
Metro Area • 29 Cities • 31 ZIP Codes
Avg Home Value
$205,569
Avg Monthly Rent
$1,055
Avg Cap Rate
4.17%
Avg Investability
3.0 ★
Cities
29
ZIP Codes
31
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🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Ottawa, IL Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Ottawa, IL
Every ZIP in the metro, ranked four ways. Free.
Cities in Ottawa, IL
Dalzell
Illinois
1 ZIPs
Earlville
Illinois
1 ZIPs
Grand Ridge
Illinois
1 ZIPs
Granville
Illinois
1 ZIPs
La Moille
Illinois
1 ZIPs
La Salle
Illinois
1 ZIPs
Leland
Illinois
1 ZIPs
Lostant
Illinois
1 ZIPs
Magnolia
Illinois
2 ZIPs
Marseilles
Illinois
1 ZIPs
Mendota
Illinois
1 ZIPs
Oglesby
Illinois
1 ZIPs
Ohio
Illinois
1 ZIPs
Ottawa
Illinois
1 ZIPs
Peru
Illinois
1 ZIPs
Princeton
Illinois
1 ZIPs
Putnam
Illinois
1 ZIPs
Ransom
Illinois
1 ZIPs
Seneca
Illinois
1 ZIPs
Serena
Illinois
1 ZIPs
Sheffield
Illinois
1 ZIPs
Sheridan
Illinois
2 ZIPs
Somonauk
Illinois
1 ZIPs
Spring Valley
Illinois
2 ZIPs
Streator
Illinois
1 ZIPs
Tiskilwa
Illinois
1 ZIPs
Tonica
Illinois
1 ZIPs
Walnut
Illinois
1 ZIPs
Wyanet
Illinois
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 61301 | La Salle | IL | $134,586 | $1,044 | 6.05% | |
| 61301 | La Salle | IL | $131,671 | $1,044 | 6.18% | |
| 61301 | La Salle | IL | $124,223 | $1,044 | 6.56% | |
| 60551 | Sheridan | IL | $306,031 | $1,530 | 3.90% | |
| 61350 | Ottawa | IL | $204,309 | $1,283 | 4.90% | |
| 61326 | Granville | IL | $168,899 | $828 | 3.82% | |
| 61361 | Sheffield | IL | $140,686 | $963 | 5.34% | |
| 60518 | Earlville | IL | $238,588 | $1,125 | 3.68% | |
| 61334 | Lostant | IL | $178,968 | $936 | 4.08% | |
| 61376 | Walnut | IL | $145,848 | $1,143 | 6.11% | |
| 60531 | Leland | IL | $276,728 | $1,494 | 4.21% | |
| 61341 | Marseilles | IL | $216,589 | $1,116 | 4.02% | |
| 61379 | Wyanet | IL | $132,367 | $891 | 5.25% | |
| 60552 | Somonauk | IL | $329,354 | $1,467 | 3.47% | |
| 61354 | Peru | IL | $174,786 | $864 | 3.86% | |
| 61327 | Magnolia | IL | $202,820 | $882 | 3.39% | |
| 61362 | Spring Valley | IL | $144,949 | $1,071 | 5.76% | |
| 61329 | Spring Valley | IL | $139,756 | $909 | 5.07% | |
| 61364 | Streator | IL | $130,981 | $873 | 5.20% | |
| 60537 | Sheridan | IL | $280,051 | $1,530 | 4.26% | |
| 61342 | Mendota | IL | $180,624 | $918 | 3.96% | |
| 61560 | Putnam | IL | $223,544 | $855 | 2.98% | |
| 61301 | La Salle | IL | $138,008 | $1,044 | 5.90% | |
| 61356 | Princeton | IL | $178,406 | $873 | 3.82% | |
| 61320 | Dalzell | IL | $162,395 | $999 | 4.80% | |
| 61360 | Seneca | IL | $228,901 | $1,224 | 4.17% | |
| 61330 | La Moille | IL | $158,495 | $864 | 4.25% | |
| 61368 | Tiskilwa | IL | $141,610 | $882 | 4.86% | |
| 60549 | Serena | IL | $315,999 | $1,026 | 2.53% | |
| 61348 | Oglesby | IL | $168,056 | $864 | 4.01% | |
| 61325 | Grand Ridge | IL | $233,034 | $945 | 3.16% | |
| 61361 | Sheffield | IL | $122,261 | $963 | 6.14% | |
| 60470 | Ransom | IL | $203,313 | $1,224 | 4.70% | |
| 61334 | Lostant | IL | $170,877 | $936 | 4.27% | |
| 61370 | Tonica | IL | $232,887 | $891 | 2.98% | |
| 60551 | Sheridan | IL | $295,593 | $1,530 | 4.04% | |
| 61349 | Ohio | IL | $152,247 | $828 | 4.24% | |
| 60552 | Somonauk | IL | $316,941 | $1,467 | 3.61% | |
| 61350 | Ottawa | IL | $212,913 | $1,351 | 4.95% | |
| 61326 | Granville | IL | $173,242 | $828 | 3.73% | |
| 61362 | Spring Valley | IL | $138,922 | $1,071 | 6.01% | |
| 60518 | Earlville | IL | $247,997 | $1,125 | 3.54% | |
| 61341 | Marseilles | IL | $204,045 | $1,116 | 4.27% | |
| 61376 | Walnut | IL | $154,934 | $1,143 | 5.75% | |
| 60531 | Leland | IL | $280,507 | $1,494 | 4.15% | |
| 61342 | Mendota | IL | $171,471 | $918 | 4.18% | |
| 61379 | Wyanet | IL | $143,169 | $891 | 4.85% | |
| 61301 | La Salle | IL | $124,223 | $1,044 | 6.56% | |
| 61354 | Peru | IL | $180,904 | $1,020 | 4.40% | |
| 61327 | Magnolia | IL | $222,279 | $882 | 3.10% |
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About Ottawa, IL Real Estate Market
The Ottawa, IL metropolitan statistical area (MSA) encompasses 29 cities and 31 ZIP codes. The average home value across the metro is $205,569, with an average monthly rent of $1,055. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.