Ottawa, IL Metro Area - Investment Guide
Metro Area • 29 Cities • 31 ZIP Codes
Avg Home Value
$205,569
Avg Monthly Rent
$1,055
Avg Cap Rate
4.17%
Avg Investability
3.0 ★
Cities
29
ZIP Codes
31
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🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Ottawa, IL Metro Area
Even conditions for buyers and sellers
43 days
Average time to sell
Average
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Ottawa, IL
Every ZIP in the metro, ranked four ways. Free.
Cities in Ottawa, IL
Dalzell
Illinois
1 ZIPs
Earlville
Illinois
1 ZIPs
Grand Ridge
Illinois
1 ZIPs
Granville
Illinois
1 ZIPs
La Moille
Illinois
1 ZIPs
La Salle
Illinois
1 ZIPs
Leland
Illinois
1 ZIPs
Lostant
Illinois
1 ZIPs
Magnolia
Illinois
2 ZIPs
Marseilles
Illinois
1 ZIPs
Mendota
Illinois
1 ZIPs
Oglesby
Illinois
1 ZIPs
Ohio
Illinois
1 ZIPs
Ottawa
Illinois
1 ZIPs
Peru
Illinois
1 ZIPs
Princeton
Illinois
1 ZIPs
Putnam
Illinois
1 ZIPs
Ransom
Illinois
1 ZIPs
Seneca
Illinois
1 ZIPs
Serena
Illinois
1 ZIPs
Sheffield
Illinois
1 ZIPs
Sheridan
Illinois
2 ZIPs
Somonauk
Illinois
1 ZIPs
Spring Valley
Illinois
2 ZIPs
Streator
Illinois
1 ZIPs
Tiskilwa
Illinois
1 ZIPs
Tonica
Illinois
1 ZIPs
Walnut
Illinois
1 ZIPs
Wyanet
Illinois
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 61301 | La Salle | IL | $134,586 | $1,044 | 6.05% | |
| 61301 | La Salle | IL | $131,671 | $1,044 | 6.18% | |
| 61301 | La Salle | IL | $124,223 | $1,044 | 6.56% | |
| 60552 | Somonauk | IL | $324,983 | $1,467 | 3.52% | |
| 61354 | Peru | IL | $173,046 | $864 | 3.89% | |
| 61327 | Magnolia | IL | $202,820 | $882 | 3.39% | |
| 61362 | Spring Valley | IL | $148,123 | $1,071 | 5.64% | |
| 60518 | Earlville | IL | $254,732 | $1,125 | 3.44% | |
| 61341 | Marseilles | IL | $215,786 | $1,116 | 4.03% | |
| 61379 | Wyanet | IL | $132,159 | $891 | 5.26% | |
| 60531 | Leland | IL | $290,632 | $1,494 | 4.01% | |
| 61342 | Mendota | IL | $180,068 | $918 | 3.98% | |
| 61560 | Putnam | IL | $216,708 | $855 | 3.08% | |
| 61356 | Princeton | IL | $177,868 | $873 | 3.83% | |
| 61329 | Spring Valley | IL | $139,756 | $909 | 5.07% | |
| 61364 | Streator | IL | $129,430 | $873 | 5.26% | |
| 61330 | La Moille | IL | $158,495 | $864 | 4.25% | |
| 61368 | Tiskilwa | IL | $139,226 | $882 | 4.94% | |
| 60537 | Sheridan | IL | $293,711 | $1,530 | 4.06% | |
| 61348 | Oglesby | IL | $168,726 | $864 | 3.99% | |
| 61320 | Dalzell | IL | $155,285 | $999 | 5.02% | |
| 61360 | Seneca | IL | $232,045 | $1,224 | 4.11% | |
| 61325 | Grand Ridge | IL | $241,394 | $945 | 3.05% | |
| 61361 | Sheffield | IL | $112,387 | $963 | 6.68% | |
| 60470 | Ransom | IL | $196,123 | $1,224 | 4.87% | |
| 61334 | Lostant | IL | $170,877 | $936 | 4.27% | |
| 61370 | Tonica | IL | $228,248 | $891 | 3.04% | |
| 60549 | Serena | IL | $330,284 | $1,026 | 2.42% | |
| 61349 | Ohio | IL | $153,271 | $828 | 4.21% | |
| 60551 | Sheridan | IL | $308,978 | $1,530 | 3.86% | |
| 61350 | Ottawa | IL | $211,016 | $1,388 | 5.13% | |
| 61326 | Granville | IL | $167,277 | $828 | 3.86% | |
| 61362 | Spring Valley | IL | $138,022 | $1,071 | 6.05% | |
| 60518 | Earlville | IL | $235,948 | $1,125 | 3.72% | |
| 61341 | Marseilles | IL | $204,045 | $1,116 | 4.27% | |
| 61376 | Walnut | IL | $151,457 | $1,143 | 5.89% | |
| 60531 | Leland | IL | $270,778 | $1,494 | 4.30% | |
| 61342 | Mendota | IL | $171,471 | $918 | 4.18% | |
| 61379 | Wyanet | IL | $134,744 | $891 | 5.16% | |
| 60552 | Somonauk | IL | $337,255 | $1,467 | 3.39% | |
| 61354 | Peru | IL | $181,466 | $960 | 4.13% | |
| 61327 | Magnolia | IL | $219,839 | $882 | 3.13% | |
| 61364 | Streator | IL | $119,393 | $873 | 5.70% | |
| 61329 | Spring Valley | IL | $140,165 | $909 | 5.06% | |
| 61368 | Tiskilwa | IL | $131,618 | $882 | 5.23% | |
| 60537 | Sheridan | IL | $273,313 | $1,530 | 4.37% | |
| 61348 | Oglesby | IL | $161,448 | $864 | 4.17% | |
| 61560 | Putnam | IL | $232,903 | $855 | 2.86% | |
| 61301 | La Salle | IL | $140,990 | $1,044 | 5.78% | |
| 61356 | Princeton | IL | $187,628 | $1,100 | 4.57% |
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About Ottawa, IL Real Estate Market
The Ottawa, IL metropolitan statistical area (MSA) encompasses 29 cities and 31 ZIP codes. The average home value across the metro is $205,569, with an average monthly rent of $1,055. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.