Real Estate Investing in Clinton, Montana (59825)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Missoula County • Population: 2,135 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 59825 (Clinton, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 25.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 29.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clinton, MT (59825)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $537,066
Avg Monthly Rent $1,521
1% Rule ✗ Does Not Meet
Median Income $81,813
% Renters 11.4%

Market Analysis: 59825 Clinton

The 59825 ZIP in Clinton, MT is a local-operator market. Outside capital chasing a $537K entry has to pair deep knowledge with the discount.

For an experienced owner, 59825 can be a an appealing option for hunting ground — but the discount at $537K reflects genuine risk that outside investors often underestimate.

The gap between 59825 and stronger Clinton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Put differently, 2,135 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 59825 is an operator game, not a passive one. On balance, entry prices of $537K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clinton:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.6× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,521/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Missoula, MT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Missoula, MT metro data
🏠

Property Strategy for 59825

Which property type performs best in this market?

Best for Cash Flow
3BR
3.1% cap rate
Best for Appreciation
2BR
+10.2% 5yr CAGR
Best Overall Value
3BR
$184,005/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $375,492 $1,420 2.7% +8.9% $375,492
2BR $462,757 $1,690 2.6% +10.2% $231,378
3BR $552,016 $2,350 3.1% +9.6% $184,005

Market Trends

Home Value History (with trend line)

$568K$483K$398K$313K$228K$143KJul 2006Jul 2016Jul 2026

📊 How Does 59825 Compare?

Metric 59825 Clinton Missoula, MT Montana
Home Value $537,066 $537,066 N/A $457,278
5-Year CAGR 5.4% 5.4% N/A 9.2%
Avg Rent $1,521 $1,521 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 59825? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59825 (Clinton, MT). Anonymous, moderated, never written by AI.

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Property managers serving Missoula County

Manage rentals here? List your business →

Highland Property Management, a subsidiary of Summit Management Group, Inc., focuses on the development, management, and construction of market-rate, workforce, rent-to-own, and low-income multi-famil summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Plum Property Management proudly serves renters and owners in Western Montana, offering management services for commercial, residential, vacation, and storage properties. summary from their website

CommercialSingle-familySmall multifamilyShort-term rentals
Unclaimed — is this your business? Claim it free

Real Property Management Sapphire provides property management services in the Bitterroot Valley, MT. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Missoula, MT metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $537,066
Monthly Rent $1,521
Price-to-Rent 29.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
25.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 59825

Population: 2,135

💰 Median Household Income
$81,813
This area
$81,813
State
$64,023
USA
$74,580
🏠 Renter Occupied
11.4%
This area
11.4%
State
24.3%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-0.5%
USA
3.7%
🎓 College Educated
27.1%
This area
27.1%
State
20.1%
USA
33.7%
👤 Median Age
45.7 years
This area
45.7 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
25.6%
This area
25.6%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 92.2%
Other/Mixed 5.4%
Hispanic/Latino 3.1%
Asian 1.5%
Black/African American 0.8%
👶 Under 18
21.2%
This area
21.2%
USA
22.0%
👴 65 and Over
18.8%
This area
18.8%
USA
17.3%
📊 Poverty Rate
2.1%
This area
2.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 59825

B+ Avg School Grade
2 Schools
13.0:1 Avg Class Size
$17,335 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Clinton 7-8

📚 07 – 08 Middle
👥
37 Students
👨‍🏫
9.9:1 Class Size
💰
$17,335 Per Student
B+ Above Average

Clinton School

📚 Pre-K – 06 School
👥
188 Students
👨‍🏫
16.1:1 Class Size
💰
$17,335 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Does Clinton, MT make sense for an investment property?

The 3.0/5 investability rating in Clinton, MT reflects its $537K prices and $1,521/mo rents. Investors generally consider it a solid option within MT.

What is the smart move for investors in Clinton, MT?

Most investors in Clinton, MT run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Where do rents currently stand in Clinton, MT?

The typical rental in Clinton, MT commands about $1,521/mo monthly. That rent profile predictable cash flow against the $537K purchase basis.

What does house hacking look like in Clinton, MT?

The a challenging house-hack environment in Clinton, MT reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How strict are landlord regulations in Clinton, MT?

Rental owners in Clinton, MT deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

You know 59825 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 59825 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 59825 ranks in Missoula, MT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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