Best ZIP Codes for Cash Flow in Missoula, MT (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 59834 | Frenchtown, MT | $676,623 | $2,232 | 2.57% | 6.1% |
| 2 | 59803 | Missoula, MT | $643,237 | $2,063 | 2.50% | 5.6% |
| 3 | 59801 | Missoula, MT | $510,279 | $1,539 | 2.35% | 4.3% |
| 4 | 59804 | Missoula, MT | $676,706 | $1,954 | 2.25% | 5.1% |
| 5 | 59808 | Missoula, MT | $576,354 | $1,634 | 2.21% | 4.6% |
| 6 | 59825 | Clinton, MT | $537,066 | $1,521 | 2.21% | 5.4% |
| 7 | 59821 | Arlee, MT | $529,324 | $1,458 | 2.15% | 7.1% |
| 8 | 59847 | Lolo, MT | $554,045 | $1,462 | 2.06% | 4.8% |
| 9 | 59868 | Seeley Lake, MT | $585,276 | $1,494 | 1.99% | 5.6% |
| 10 | 59820 | Alberton, MT | $520,256 | $1,305 | 1.96% | 6.2% |
| 11 | 59802 | Missoula, MT | $565,541 | $1,372 | 1.89% | 5.1% |
| 12 | 59823 | Bonner, MT | $605,824 | $1,413 | 1.82% | 5.3% |
| 13 | 59833 | Florence, MT | $660,235 | $1,422 | 1.68% | 4.6% |
| 14 | 59826 | Condon, MT | $665,152 | $1,341 | 1.57% | 6.8% |
| 15 | 59846 | Huson, MT | $704,602 | $1,323 | 1.46% | 6.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Missoula, MT · Affordable in Missoula, MT
Or see the full Missoula, MT metro profile.