Real Estate Investing in Alberton, Montana (59820)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59820 (Alberton, MT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.6% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 33.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Alberton, MT (59820)?
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Market Analysis: 59820 Alberton
The 59820 ZIP covers a section of Alberton that demands careful diligence. Prices near $520K look accessible, but the work to make a deal cash flow is real.
Rent of $1,305/mo on a $520K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 59820 sits below the stated 0.0% once reality is priced in.
The gap between 59820 and stronger Alberton ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Resident income in 59820 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Alberton's stable or hybrid ZIPs before stepping into 59820. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Alberton:
Property Strategy for 59820
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $422,943 | $1,450 | 2.5% | +11.2% | $211,472 |
| 3BR | $540,811 | $2,030 | 2.7% | +10.3% | $180,270 |
Market Trends
Home Value History (with trend line)
📊 How Does 59820 Compare?
| Metric | 59820 | Alberton | Missoula, MT | Montana |
|---|---|---|---|---|
| Home Value | $520,256 | $520,256 | N/A | $457,278 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 9.2% |
| Avg Rent | $1,305 | $1,305 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59820 (Alberton, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $520,256 |
| Monthly Rent | $1,305 |
| Price-to-Rent | 33.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.0% |
| Cap Rate | 2.0% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +9.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59820
Population: 1,904
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59820
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What real estate strategy is ideal for Alberton, MT?
The best-fit strategy in Alberton, MT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How much does a house cost in Alberton, MT?
The median home value in Alberton, MT is roughly $520K. That puts it reasonable relative to the MT statewide average.
Is Alberton in MT worth investing in?
Alberton, MT rates 3.0/5 for investability. With median values at $520K and rents near $1,305/mo, the market offers reasonable fundamentals for rental investors.
Do landlords face vacancy issues in Alberton, MT?
Occupancy in Alberton, MT runs measured with elevated vacancy. Well-priced units at $1,305/mo lease on reasonable timelines.
What does house hacking look like in Alberton, MT?
House hacking works a challenging in Alberton, MT. Rents of $1,305/mo against $520K acquisition make the strategy solid for owner-occupants.
You know 59820 now. You don’t know where it ranks.
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How 59820 ranks in Missoula, MT
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