Real Estate Investing in Stevensville, Montana (59870)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59870 (Stevensville, MT)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 27.2 — hard to cash-flow at these prices.
What’s happening in Stevensville, MT (59870)?
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Market Analysis: 59870 Stevensville
Put differently, ZIP 59870 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $620K median. It rewards specialists, not generalists.
For an experienced owner, 59870 can be a an appealing option for hunting ground — but the discount at $620K reflects genuine risk that outside investors often underestimate.
Regionally, 59870 sits on the difficult end of the MT spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Who lives in 59870 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 59870 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Stevensville:
Property Strategy for 59870
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $449,546 | $1,130 | 1.8% | +8.3% | $449,546 |
| 2BR | $505,285 | $1,410 | 2.0% | +10.1% | $252,643 |
| 3BR | $608,132 | $1,960 | 2.3% | +10.6% | $202,711 |
| 4BR | $744,172 | $2,370 | 2.3% | +10.1% | $186,043 |
| 5BR | $853,142 | — | — | +10.0% | $170,628 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 59870 Compare?
| Metric | 59870 | Stevensville | Montana |
|---|---|---|---|
| Home Value | $620,492 | $620,492 | $457,278 |
| 5-Year CAGR | 4.7% | 4.7% | 9.2% |
| Avg Rent | $1,900 | $1,900 | - |
| Cap Rate | 2.4% | 2.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59870 (Stevensville, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $620,492 |
| Monthly Rent | $1,900 |
| Price-to-Rent | 27.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.7% |
| Cap Rate | 2.4% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | +2.4% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59870
Population: 12,247
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59870
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How expensive is real estate in Stevensville, MT?
Expect median prices around $620K in Stevensville, MT. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
Is Stevensville, MT better for rentals, flips, or BRRRR?
A careful cash-flow rentals with hands-on management strategy Stevensville, MT best. The market produces even-keeled results for that approach at the $620K price point.
What kind of vacancy should I budget for in Stevensville, MT?
Vacancy risk in Stevensville, MT is elevated. That supports measured cash flow for typical rental holds.
How viable is house hacking in Stevensville, MT?
House hacking in Stevensville, MT is reasonable to execute. Prices around $620K and rents of $1,900/mo solid owner-occupant economics.
Are landlord laws favorable in Stevensville, MT?
MT law landlord-friendly for landlords, and Stevensville inherits those rules. Investors should still review local ordinances for rental licensing.
You know 59870 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 59870 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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