Real Estate Investing in Stockett, Montana (59480)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cascade County • Population: 317 • Data updated: September 2026

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Should you buy in 59480 (Stockett, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.6% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Stockett, MT (59480)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $357,846
Avg Monthly Rent $1,170
1% Rule ✗ Does Not Meet
Median Income $53,750
% Renters 11.5%

Market Analysis: 59480 Stockett

Investors eyeing 59480 need to respect the fundamentals at play. Home values of $358K come alongside slower price movement and elevated management overhead.

For an experienced owner, 59480 can be a an appealing option for hunting ground — but the discount at $358K reflects genuine risk that outside investors often underestimate.

Within MT, ZIP 59480 trails on several market indicators that neighboring Cascade County submarkets outperform. The gap is real and durable enough to shape underwriting.

Who lives in 59480 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Stockett:

C Below Average
Buy Confidence Score: 58/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Declining (-0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,170/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Great Falls, MT Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Great Falls, MT metro data

Market Trends

Home Value History (with trend line)

$381K$328K$275K$222K$168K$115KAug 2014Aug 2020Jul 2026

📊 How Does 59480 Compare?

Metric 59480 Stockett Great Falls, MT Montana
Home Value $357,846 $357,846 N/A $457,278
5-Year CAGR 9.8% 9.8% N/A 9.2%
Avg Rent $1,170 $1,170 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 59480? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59480 (Stockett, MT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+9.8%
Strong

📉 Market Crash Risk Index

Based on Great Falls, MT metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $357,846
Monthly Rent $1,170
Price-to-Rent 25.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 12.3%

📈 Home Appreciation

1-Year -0.8% ▼
3-Year CAGR +7.2% ▲
5-Year CAGR +9.8% ▲
10-Year CAGR +9.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.6%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 59480

Population: 317

💰 Median Household Income
$53,750
This area
$53,750
State
$64,023
USA
$74,580
🏠 Renter Occupied
11.5%
This area
11.5%
State
24.3%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-0.5%
USA
3.7%
🎓 College Educated
10.9%
This area
10.9%
State
20.1%
USA
33.7%
👤 Median Age
61.0 years
This area
61.0 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
20.6%
This area
20.6%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 85.8%
Other/Mixed 14.2%
Hispanic/Latino 2.3%
👶 Under 18
11.9%
This area
11.9%
USA
22.0%
👴 65 and Over
29.4%
This area
29.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 59480

B+ Avg School Grade
1 Schools
10.8:1 Avg Class Size
$14,382 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Hill Top Colony School

📚 Pre-K – 08 School
👥
22 Students
👨‍🏫
10.8:1 Class Size
💰
$14,382 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical rental rate in Stockett, MT?

Rental rates in Stockett, MT average $1,170/mo. Tenant demand and $358K home values make the yield look reasonable by investor standards.

How do experienced investors play Stockett, MT?

Investors usually favor careful cash-flow rentals with hands-on management in Stockett, MT. With home values at $358K and rents near $1,170/mo, other strategies can work but produce consistent rather than outsized returns.

What is the investability score for Stockett, MT?

Our data puts Stockett, MT at 3.0/5 for investability. Home prices of $358K and rents around $1,170/mo create a solid backdrop for investor activity.

Does a duplex house hack pencil in Stockett, MT?

House hacking in Stockett, MT is a challenging. With home values around $358K and rents at $1,170/mo, owner-occupants can offset a meaningful share of PITI.

What is the tenant pool like in Stockett, MT?

The renter base in Stockett, MT is reasonable for the $1,170/mo price point. Screening well and pricing to market typically yields reliable tenants.

You know 59480 now. You don’t know where it ranks.

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How 59480 ranks in Great Falls, MT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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