Real Estate Investing in Park City, Montana (59063)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Stillwater County • Population: 2,055 • Data updated: September 2026

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Should you buy in 59063 (Park City, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.2% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 33.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Park City, MT (59063)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $522,591
Avg Monthly Rent $1,287
1% Rule ✗ Does Not Meet
Median Income $77,955
% Renters 19.7%

Market Analysis: 59063 Park City

This part of Stillwater County is not an easy win. The 59063 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 59063 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within MT, ZIP 59063 trails on several market indicators that neighboring Stillwater County submarkets outperform. The gap is real and durable enough to shape underwriting.

Employment concentration in 59063 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. resilient returns are possible in 59063, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Park City:

C+ Average
Buy Confidence Score: 60/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.7× the median income
Value Trend
Rising (+11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,287/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Billings, MT Metro Area
Even conditions for buyers and sellers
58 days
Average time to sell
Average
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Billings, MT metro data
🏠

Property Strategy for 59063

Which property type performs best in this market?

Best for Cash Flow
2BR
3.1% cap rate
Best for Appreciation
3BR
+9.6% 5yr CAGR
Best Overall Value
4BR
$142,702/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $327,916 $1,430 3.1% +8.3% $163,958
3BR $460,231 $1,990 3.1% +9.6% $153,410
4BR $570,808 $2,400 3.0% +9.4% $142,702

Market Trends

Home Value History (with trend line)

$551K$469K$388K$306K$224K$143KJan 2012May 2019Jul 2026

📊 How Does 59063 Compare?

Metric 59063 Park City Billings, MT Montana
Home Value $522,591 $522,591 N/A $457,278
5-Year CAGR 7.4% 7.4% N/A 9.2%
Avg Rent $1,287 $1,287 N/A -
Cap Rate 1.9% 1.9% - -
💡 Why Invest in 59063? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59063 (Park City, MT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+7.4%
Strong

📉 Market Crash Risk Index

Based on Billings, MT metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $522,591
Monthly Rent $1,287
Price-to-Rent 33.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.0%
Cap Rate 1.9%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +11.8% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 59063

Population: 2,055

💰 Median Household Income
$77,955
This area
$77,955
State
$64,023
USA
$74,580
🏠 Renter Occupied
19.7%
This area
19.7%
State
24.3%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-0.5%
USA
3.7%
🎓 College Educated
24.5%
This area
24.5%
State
20.1%
USA
33.7%
👤 Median Age
37.3 years
This area
37.3 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
9.2%
This area
9.2%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Other/Mixed 4.2%
Hispanic/Latino 1.1%
👶 Under 18
24.1%
This area
24.1%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 59063

B Avg School Grade
3 Schools
11.2:1 Avg Class Size
$14,465 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Park City High School

📚 09 – 12 High School
👥
96 Students
👨‍🏫
11.2:1 Class Size
💰
$16,118 Per Student
B+ Above Average

Park City School

📚 Pre-K – 06 School
👥
171 Students
👨‍🏫
10.3:1 Class Size
💰
$13,638 Per Student
C+ Average

Park City 7-8

📚 07 – 08 Middle
👥
47 Students
👨‍🏫
12.3:1 Class Size
💰
$13,638 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Park City, MT?

Median home price in Park City, MT is near $523K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

What is the tenant pool like in Park City, MT?

Park City, MT draws a steady base of working renters. Demand at the $1,287/mo rent level is reasonable for standard single-family and small multi rentals.

Should investors worry about vacancy in Park City, MT?

Vacancy risk in Park City, MT is elevated. That supports reliable cash flow for typical rental holds.

Is rental property easy to operate in Park City, MT?

MT law landlord-friendly for landlords, and Park City inherits those rules. Investors should still review local ordinances for rental licensing.

What type of investing works in Park City, MT?

In Park City, MT the robust play is typically careful cash-flow rentals with hands-on management. The combination of $523K prices and $1,287/mo rents suits that approach.

You know 59063 now. You don’t know where it ranks.

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How 59063 ranks in Billings, MT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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