Real Estate Investing in Acton, Montana (59015)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Yellowstone County • Population: 366 • Data updated: September 2026

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Should you buy in 59015 (Acton, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Acton, MT (59015)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,639
Avg Monthly Rent $1,314
1% Rule ✗ Does Not Meet
Median Income $61,071
% Renters 11.8%

Market Analysis: 59015 Acton

On balance, ZIP 59015 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $383K median. It rewards specialists, not generalists.

The 59015 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 59015 among MT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 59015 ZIP's population of 366 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

Strategy in 59015 is an operator game, not a passive one. Put differently, entry prices of $383K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Acton:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.3× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,314/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Billings, MT Metro Area
Even conditions for buyers and sellers
58 days
Average time to sell
Average
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Billings, MT metro data

Market Trends

Home Value History (with trend line)

$402K$351K$301K$250K$199K$149KJan 2013Oct 2019Jul 2026

📊 How Does 59015 Compare?

Metric 59015 Acton Billings, MT Montana
Home Value $382,639 $191,319 N/A $457,278
5-Year CAGR 5.8% 5.8% N/A 9.2%
Avg Rent $1,314 $1,314 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 59015? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59015 (Acton, MT). Anonymous, moderated, never written by AI.

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Property managers serving Yellowstone County

Manage rentals here? List your business →

Happy Homes Property Management offers patio home apartments in Billings, MT. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Yellowstone Property Managers Association is an association for property managers. summary from their website

Unclaimed — is this your business? Claim it free
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Billings, MT metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $382,639
Monthly Rent $1,314
Price-to-Rent 24.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.7%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +3.6% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 59015

Population: 366

💰 Median Household Income
$61,071
This area
$61,071
State
$64,023
USA
$74,580
🏠 Renter Occupied
11.8%
This area
11.8%
State
24.3%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-0.5%
USA
3.7%
🎓 College Educated
22.4%
This area
22.4%
State
20.1%
USA
33.7%
👤 Median Age
46.8 years
This area
46.8 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
7.7%
This area
7.7%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 91.6%
Other/Mixed 8.4%
Hispanic/Latino 4.4%
👶 Under 18
12.3%
This area
12.3%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
12.5%
This area
12.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 59015

B+ Avg School Grade
3 Schools
10.5:1 Avg Class Size
$17,312 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Broadview High School

📚 09 – 12 High School
👥
57 Students
👨‍🏫
9.2:1 Class Size
💰
$24,791 Per Student
B Good

Broadview School

📚 Pre-K – 08 School
👥
99 Students
👨‍🏫
11.3:1 Class Size
💰
$13,573 Per Student
B Good

Broadview 7-8

📚 07 – 08 Middle
👥
24 Students
👨‍🏫
11.1:1 Class Size
💰
$13,573 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of vacancy should I budget for in Acton, MT?

Rental vacancy in Acton, MT is elevated. Investors should budget normal turnover but not chronic empty units.

Is Acton, MT a smart market for rental property?

Acton, MT comes in at an investability rating of 3.0/5, with median home values near $383K and average rents around $1,314/mo. That combination puts it in the significant tier for investor interest.

How expensive is real estate in Acton, MT?

Homes in Acton, MT typically sell near $383K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Is Acton, MT better for rentals, flips, or BRRRR?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Acton, MT. The numbers - $383K homes against $1,314/mo rents - support that play.

Are tenants stable in Acton, MT?

Expect a solid tenant pool in Acton, MT. The rental market absorbs $1,314/mo rents without meaningful friction.

You know 59015 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 59015 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 59015 ranks in Billings, MT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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