Real Estate Investing in Tioga, North Dakota (58852)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Williams County • Population: 2,064 • Data updated: September 2026

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Should you buy in 58852 (Tioga, ND)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (39/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.1% of homes vacant — above national norms.
  • Declining values: -0.8% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tioga, ND (58852)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,819
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $76,198
% Renters 35.4%

Market Analysis: 58852 Tioga

The 58852 ZIP in Tioga, ND is a local-operator market. Outside capital chasing a $262K entry has to pair deep knowledge with the discount.

For an experienced owner, 58852 can be a worth a close look for hunting ground — but the discount at $262K reflects genuine risk that outside investors often underestimate.

Statewide comparisons place 58852 among ND's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Looking more closely, 2,064 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

New investors are better served looking at Tioga's stable or hybrid ZIPs before stepping into 58852. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tioga:

C Below Average
Buy Confidence Score: 53/100
Affordability
20/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+4.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Williston, ND Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Williston, ND metro data

Market Trends

Home Value History (with trend line)

$306K$289K$272K$256K$239K$222KFeb 2016May 2021Jul 2026

📊 How Does 58852 Compare?

Metric 58852 Tioga Williston, ND North Dakota
Home Value $261,819 $261,819 N/A $278,677
5-Year CAGR N/A N/A N/A 3.7%
Avg Rent $999 $999 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 58852? Click to expand

A healthy rental market with 35% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 58852 (Tioga, ND). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.0%
Low
5yr Growth
-0.8%
Declining

📉 Market Crash Risk Index

Based on Williston, ND metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
38%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $261,819
Monthly Rent $999
Price-to-Rent 21.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 2.2%

📈 Home Appreciation

1-Year +4.6% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR -0.8% ▼
10-Year CAGR -0.6% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.8%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 58852

Population: 2,064

💰 Median Household Income
$76,198
This area
$76,198
State
$79,504
USA
$74,580
🏠 Renter Occupied
35.4%
This area
35.4%
State
19.2%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-6.2%
USA
3.7%
🎓 College Educated
16.8%
This area
16.8%
State
16.2%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
28.3 years
USA
38.9 years
🏚️ Vacancy Rate
31.1%
This area
31.1%
State
22.9%
USA
10.5%
👥 Population by Ethnicity
White 87.5%
Other/Mixed 12.3%
Hispanic/Latino 10.2%
Asian 0.2%
👶 Under 18
20.8%
This area
20.8%
USA
22.0%
👴 65 and Over
17.4%
This area
17.4%
USA
17.3%
📊 Poverty Rate
5.6%
This area
5.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 58852

A Avg School Grade
2 Schools
13.6:1 Avg Class Size
$19,875 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

CENTRAL ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
329 Students
👨‍🏫
14.5:1 Class Size
💰
$19,875 Per Student
A Very Good

TIOGA HIGH SCHOOL

📚 07 – 12 High School
👥
214 Students
👨‍🏫
12.7:1 Class Size
💰
$19,875 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors worry about vacancy in Tioga, ND?

Vacancy in Tioga, ND is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $999/mo.

How should investors approach Tioga, ND?

Most investors in Tioga, ND run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

Where do rents currently stand in Tioga, ND?

Investors in Tioga, ND typically see rents near $999/mo per month against $262K home values - a solid setup for rental cash flow.

What is it like being a landlord in Tioga, ND?

ND ranks as a landlord-friendly state for landlord-tenant law. Tioga generally follows the statewide framework, so landlords face reasonable operating rules.

Is Tioga in ND worth investing in?

Investors tracking Tioga, ND will find a 2.0/5 rating supported by $262K median home values and $999/mo rents. That profile suits long-term holders targeting steady returns.

You know 58852 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 58852 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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