Real Estate Investing in Trimont, Minnesota (56176)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Martin County • Population: 985 • Data updated: September 2026

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Should you buy in 56176 (Trimont, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 9.5% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Trimont, MN (56176)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $224,502
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $71,458
% Renters 15.5%

Market Analysis: 56176 Trimont

The 56176 ZIP in Trimont, MN is a local-operator market. Outside capital chasing a $225K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $225K asset, 56176 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 56176 sits on the difficult end of the MN spectrum. The worth a close look for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 56176 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Trimont's stable or hybrid ZIPs before stepping into 56176. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Trimont:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Fairmont, MN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fairmont, MN metro data
🏠

Property Strategy for 56176

Which property type performs best in this market?

Best for Cash Flow
2BR
6.3% cap rate
Best for Appreciation
2BR
+12.7% 5yr CAGR
Best Overall Value
2BR
$55,634/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $111,268 $970 6.3% +12.7% $55,634
3BR $170,746 $1,280 5.4% +9.2% $56,915
4BR $229,908 $1,290 4.0% +9.1% $57,477

Market Trends

Home Value History (with trend line)

$238K$201K$163K$126K$89K$52KFeb 2009Nov 2017Jul 2026

📊 How Does 56176 Compare?

Metric 56176 Trimont Fairmont, MN Minnesota
Home Value $224,502 $224,502 N/A $340,597
5-Year CAGR 8.6% 8.6% N/A 4.9%
Avg Rent $873 $873 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 56176? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 56176 (Trimont, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+8.6%
Strong

📉 Market Crash Risk Index

Based on Fairmont, MN metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $224,502
Monthly Rent $873
Price-to-Rent 21.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.7%
Cap Rate 3.0%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +8.7% ▲
5-Year CAGR +8.6% ▲
10-Year CAGR +8.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.5%
Moderate risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+8.6%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 56176

Population: 985

💰 Median Household Income
$71,458
This area
$71,458
State
$77,168
USA
$74,580
🏠 Renter Occupied
15.5%
This area
15.5%
State
18.9%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-3.2%
USA
3.7%
🎓 College Educated
25.0%
This area
25.0%
State
20.0%
USA
33.7%
👤 Median Age
41.9 years
This area
41.9 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
9.5%
This area
9.5%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 97.5%
Other/Mixed 1.7%
Black/African American 0.6%
Hispanic/Latino 0.2%
Asian 0.2%
👶 Under 18
19.6%
This area
19.6%
USA
22.0%
👴 65 and Over
24.1%
This area
24.1%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 56176

B+ Avg School Grade
1 Schools
13.3:1 Avg Class Size
$16,745 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

TRIMONT ELEMENTARY

📚 03 – 06 School
👥
191 Students
👨‍🏫
13.3:1 Class Size
💰
$16,745 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Trimont, MN?

The 3.0/5 investability rating in Trimont, MN reflects its $225K prices and $873/mo rents. Investors generally consider it a solid option within MN.

What do rentals go for in Trimont, MN?

Rents in Trimont, MN run near $873/mo. Compared with median home prices of $225K that produces solid gross yields for typical rentals.

What kind of vacancy should I budget for in Trimont, MN?

Expect elevated vacancy in Trimont, MN. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

Is house hacking profitable in Trimont, MN?

For house hackers, Trimont, MN is a challenging. The $873/mo rent on a unit helps defray the mortgage on a $225K property.

How do experienced investors play Trimont, MN?

Trimont, MN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($225K prices, $873/mo rents) make it a reasonable choice.

You know 56176 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 56176 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 56176 ranks in Fairmont, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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