Best ZIP Codes for Cash Flow in Fairmont, MN (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 56027 1% rule | Elmore, MN | $83,210 | $945 | 8.86% | — |
| 2 | 56121 | Ceylon, MN | $172,912 | $963 | 4.34% | 6.4% |
| 3 | 56013 | Blue Earth, MN | $183,025 | $900 | 3.84% | 7.0% |
| 4 | 56098 | Winnebago, MN | $182,680 | $891 | 3.80% | 8.0% |
| 5 | 56088 | Truman, MN | $218,047 | $954 | 3.41% | 9.0% |
| 6 | 56031 | Fairmont, MN | $202,194 | $873 | 3.37% | 5.8% |
| 7 | 56171 | Sherburn, MN | $245,167 | $963 | 3.06% | 8.2% |
| 8 | 56176 | Trimont, MN | $224,502 | $873 | 3.03% | 8.6% |
| 9 | 56181 | Welcome, MN | $230,899 | $873 | 2.95% | 9.2% |
| 10 | 56162 | Ormsby, MN | $265,598 | $900 | 2.64% | — |
| 11 | 56127 | Dunnell, MN | $362,432 | $1,215 | 2.61% | 11.0% |
| 12 | 56039 | Granada, MN | $368,159 | $945 | 2.00% | 11.2% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Fairmont, MN · Affordable in Fairmont, MN
Or see the full Fairmont, MN metro profile.