Real Estate Investing in Austin, Minnesota (55912)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55912 (Austin, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Austin, MN (55912)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55912 Austin
Not every below-median market is a bargain. Austin's 55912 ZIP registers signals that favor experienced operators who can absorb the risk $195K pricing implies.
On balance, the numbers look inviting — $195K purchase price, 0.0% nominal cap — the work to hit that pro forma in 55912 is substantial and deserves full respect.
In the broader MN picture, 55912 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
From a cash-flow lens, 29,438 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 55912 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Austin:
Property Strategy for 55912
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $82,242 | $820 | 7.2% | +8.1% | $82,242 |
| 2BR | $149,194 | $1,070 | 5.2% | +8.7% | $74,597 |
| 3BR | $192,162 | $1,380 | 5.2% | +8.4% | $64,054 |
| 4BR | $266,487 | $1,490 | 4.0% | +8.3% | $66,622 |
| 5BR | $355,286 | — | — | +7.6% | $71,057 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55912 Compare?
| Metric | 55912 | Austin | Austin, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $194,782 | $194,782 | N/A | $340,597 |
| 5-Year CAGR | 5.8% | 5.8% | N/A | 4.9% |
| Avg Rent | $1,041 | $1,041 | N/A | - |
| Cap Rate | 4.2% | 4.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55912 (Austin, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $194,782 |
| Monthly Rent | $1,041 |
| Price-to-Rent | 15.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.4% |
| Cap Rate | 4.2% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +5.9% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | +16.9% ▲ |
| 3-Year CAGR | +11.7% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55912
Population: 29,438
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55912
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,454 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the average home sale price in Austin, MN?
Expect median prices around $195K in Austin, MN. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.
Are renters plentiful in Austin, MN?
Austin, MN draws a stable base of working renters. Demand at the $1,041/mo rent level is reasonable for standard single-family and small multi rentals.
How do landlord-tenant laws work in Austin, MN?
MN law balanced for landlords, and Austin inherits those rules. Investors should still review local ordinances for rental licensing.
Does house hacking work in Austin, MN?
House hacking in Austin, MN is reasonable to execute. Prices around $195K and rents of $1,041/mo solid owner-occupant economics.
What kind of market is Austin, MN for investors?
Investors tracking Austin, MN will find a 3.0/5 rating supported by $195K median home values and $1,041/mo rents. That profile suits long-term holders targeting steady returns.
You know 55912 now. You don’t know where it ranks.
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How 55912 ranks in Austin, MN
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