Real Estate Investing in Adams, Minnesota (55909)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55909 (Adams, MN)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.5% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Adams, MN (55909)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 55909 Adams
ZIP 55909 inside Mower County looks affordable on the surface — median value of $260K — but the discount exists for reasons that a careful buyer should understand before committing.
The 55909 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader MN picture, 55909 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 55909 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 55909 is an operator game, not a passive one. Turning to rents, entry prices of $260K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Adams:
Property Strategy for 55909
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $199,493 | $970 | 3.5% | +7.8% | $99,746 |
| 3BR | $225,275 | $1,250 | 4.0% | +8.7% | $75,092 |
| 4BR | $285,476 | $1,350 | 3.4% | +10.1% | $71,369 |
Market Trends
Home Value History (with trend line)
📊 How Does 55909 Compare?
| Metric | 55909 | Adams | Austin, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $260,161 | $260,161 | N/A | $340,597 |
| 5-Year CAGR | 7.3% | 7.3% | N/A | 4.9% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55909 (Adams, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $260,161 |
| Monthly Rent | $873 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +8.4% ▲ |
| 3-Year CAGR | +7.7% ▲ |
| 5-Year CAGR | +7.3% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55909
Population: 1,393
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55909
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What do rentals go for in Adams, MN?
Rents in Adams, MN run near $873/mo. Compared with median home prices of $260K that produces solid gross yields for typical rentals.
How expensive is real estate in Adams, MN?
In Adams, MN the median home value sits at $260K. Against the broader MN market, that reads as reasonable for most investors.
What kind of market is Adams, MN for investors?
Adams, MN scores 3.0/5 for investability. Home values sit at $260K and rents near $873/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Is MN a landlord-friendly state?
MN law balanced for landlords, and Adams inherits those rules. Investors should still review local ordinances for rental licensing.
What investment strategy works best in Adams, MN?
A careful cash-flow rentals with hands-on management strategy Adams, MN best. The market produces stable results for that approach at the $260K price point.
You know 55909 now. You don’t know where it ranks.
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