Real Estate Investing in New Albin, Iowa (52160)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Allamakee County • Population: 930 • Data updated: September 2026

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Should you buy in 52160 (New Albin, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (81/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in New Albin, IA (52160)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $246,436
Avg Monthly Rent $828
1% Rule ✗ Does Not Meet
Median Income $77,653
% Renters 16.1%

Market Analysis: 52160 New Albin

Investors eyeing 52160 need to respect the fundamentals at play. Home values of $246K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 52160 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Within IA, ZIP 52160 trails on several market indicators that neighboring Allamakee County submarkets outperform. The gap is real and notable enough to shape underwriting.

Employment concentration in 52160 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

The right play in 52160 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in New Albin:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+15.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $828/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52160

Which property type performs best in this market?

Best for Cash Flow
3BR
4.3% cap rate
Best for Appreciation
3BR
+8.3% 5yr CAGR
Best Overall Value
4BR
$60,298/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $215,983 $1,280 4.3% +8.3% $71,994
4BR $241,193 $1,400 4.2% $60,298

Market Trends

Home Value History (with trend line)

$255K$230K$205K$180K$155K$131KFeb 2019Nov 2022Jul 2026

📊 How Does 52160 Compare?

Metric 52160 New Albin Iowa
Home Value $246,436 $246,436 $227,232
5-Year CAGR 9.1% 9.1% 6.0%
Avg Rent $828 $828 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 52160? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52160 (New Albin, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+9.1%
Strong

📊 Market Snapshot

Home Value $246,436
Monthly Rent $828
Price-to-Rent 24.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +15.0% ▲
3-Year CAGR +10.1% ▲
5-Year CAGR +9.1% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52160

Population: 930

💰 Median Household Income
$77,653
This area
$77,653
State
$71,886
USA
$74,580
🏠 Renter Occupied
16.1%
This area
16.1%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
0.0%
USA
3.7%
🎓 College Educated
29.1%
This area
29.1%
State
18.8%
USA
33.7%
👤 Median Age
47.2 years
This area
47.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
2.9%
This area
2.9%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
16.7%
This area
16.7%
USA
22.0%
👴 65 and Over
15.4%
This area
15.4%
USA
17.3%
📊 Poverty Rate
1.0%
This area
1.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52160

A Avg School Grade
1 Schools
10.9:1 Avg Class Size
$16,347 Avg Per Pupil

Schools in This ZIP Code

A Very Good

New Albin Elementary School

📚 Pre-K – 04 Elementary
👥
128 Students
👨‍🏫
10.9:1 Class Size
💰
$16,347 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the average home sale price in New Albin, IA?

Expect median prices around $246K in New Albin, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

How high is vacancy risk in New Albin, IA?

Vacancy risk in New Albin, IA is elevated. That supports measured cash flow for typical rental holds.

How do landlord-tenant laws work in New Albin, IA?

IA law landlord-friendly for landlords, and New Albin inherits those rules. Investors should still review local ordinances for rental licensing.

How do experienced investors play New Albin, IA?

The best-fit strategy in New Albin, IA is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How deep is the rental pool in New Albin, IA?

The tenant pool in New Albin, IA is solid, supported by local employment and population fundamentals. Rents of $828/mo are well-absorbed by the market.

You know 52160 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52160 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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