Real Estate Investing in Hutchinson, Minnesota (55350)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

McLeod County • Population: 18,567 • Data updated: September 2026

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Should you buy in 55350 (Hutchinson, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Hutchinson, MN (55350)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $302,252
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $72,133
% Renters 26.9%

Market Analysis: 55350 Hutchinson

The 55350 ZIP in Hutchinson, MN is a local-operator market. Outside capital chasing a $302K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 55350 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

ZIP 55350's metrics run below McLeod County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 55350 includes headwinds that any investor should price in. Income distribution skews lower than Hutchinson averages, and tenant stability requires active management.

New investors are better served looking at Hutchinson's stable or hybrid ZIPs before stepping into 55350. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hutchinson:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Hutchinson, MN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Hutchinson, MN metro data
🏠

Property Strategy for 55350

Which property type performs best in this market?

Best for Cash Flow
4BR
3.8% cap rate
Best for Appreciation
3BR
+7.9% 5yr CAGR
Best Overall Value
5BR
$77,983/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $176,986 $890 3.6% +7.7% $176,986
2BR $248,977 $1,030 3.0% +7.7% $124,488
3BR $277,496 $1,240 3.2% +7.9% $92,499
4BR $323,494 $1,710 3.8% +7.4% $80,873
5BR $389,916 +6.8% $77,983

Market Trends

Home Value History (with trend line)

$319K$277K$235K$193K$151K$109KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,159$1,140$1,121$1,102$1,084$1,065Feb 2026Mar 2026Apr 2026

📊 How Does 55350 Compare?

Metric 55350 Hutchinson Hutchinson, MN Minnesota
Home Value $302,252 $302,252 N/A $340,597
5-Year CAGR 5.7% 5.7% N/A 4.9%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 55350? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55350 (Hutchinson, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+5.7%
Moderate

📉 Market Crash Risk Index

Based on Hutchinson, MN metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
39%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $302,252
Monthly Rent $1,071
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +4.4% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.1%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+5.7%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 55350

Population: 18,567

💰 Median Household Income
$72,133
This area
$72,133
State
$77,168
USA
$74,580
🏠 Renter Occupied
26.9%
This area
26.9%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-3.2%
USA
3.7%
🎓 College Educated
24.1%
This area
24.1%
State
20.0%
USA
33.7%
👤 Median Age
42.6 years
This area
42.6 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.1%
This area
6.1%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 93.7%
Other/Mixed 4.8%
Hispanic/Latino 2.8%
Asian 1.1%
Black/African American 0.4%
👶 Under 18
21.9%
This area
21.9%
USA
22.0%
👴 65 and Over
20.9%
This area
20.9%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 55350

B+ Avg School Grade
12 Schools
24.8:1 Avg Class Size
$20,536 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

HUTCHINSON PARK ELEMENTARY

📚 04 – 05 Elementary
👥
393 Students
👨‍🏫
13.9:1 Class Size
💰
$20,083 Per Student
A+ Excellent

Hutchinson Tiger Elementary

📚 02 – 03 Elementary
👥
385 Students
👨‍🏫
13.2:1 Class Size
💰
$20,083 Per Student
A+ Excellent

HUTCHINSON WEST ELEMENTARY

📚 Pre-K – 01 Elementary
👥
424 Students
👨‍🏫
12.1:1 Class Size
💰
$20,083 Per Student
A+ Excellent

NEW DISCOVERIES MONTESSORI ACADEMY

📚 Pre-K – 08 School Charter
👥
223 Students
👨‍🏫
11.5:1 Class Size
💰
$26,125 Per Student
A Very Good

HUTCHINSON MIDDLE

📚 06 – 08 Middle
👥
568 Students
👨‍🏫
16.2:1 Class Size
💰
$20,083 Per Student
A Very Good

HUTCHINSON SENIOR HIGH

📚 09 – 12 High School
👥
888 Students
👨‍🏫
17.7:1 Class Size
💰
$20,083 Per Student
B Good

New Century Academy

📚 06 – 12 High School Charter
👥
98 Students
👨‍🏫
15.7:1 Class Size
💰
$19,476 Per Student
B Good

HUTCHINSON TRANSITION ASSISTANCE PG

📚 Grade 12 High School
👥
25 Students
👨‍🏫
15.1:1 Class Size
💰
$20,083 Per Student
C+ Average

HUTCHINSON MIDDLE SCHOOL A.L.C.

📚 06 – 08 Middle
👥
61 Students
💰
$20,083 Per Student
C+ Average

CORNERSTONE

📚 K – 12 K-12
👥
11 Students
💰
$20,083 Per Student
C+ Average

HUTCHINSON NIGHT ALT LEARNING CTR

📚 09 – 12 High School Limited Data
👥
2 Students
💰
$20,083 Per Student
C Below Average

CROW RIVER AREA LEARNING CENTER

📚 09 – 12 High School
👥
26 Students
👨‍🏫
108.3:1 Class Size
💰
$20,083 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is vacancy a concern in Hutchinson, MN?

Occupancy in Hutchinson, MN runs reliable with elevated vacancy. Well-priced units at $1,071/mo lease on reasonable timelines.

Is it easy to find good tenants in Hutchinson, MN?

Hutchinson, MN offers a reliable renter base at the $1,071/mo rent level. Tenant turnover is reasonable for well-managed properties.

How strong is Hutchinson, MN for real estate investors?

Investors tracking Hutchinson, MN will find a 3.0/5 rating supported by $302K median home values and $1,071/mo rents. That profile suits long-term holders targeting consistent returns.

How strict are landlord regulations in Hutchinson, MN?

Hutchinson, MN falls under MN landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

How do experienced investors play Hutchinson, MN?

Hutchinson, MN investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($302K prices, $1,071/mo rents) make it a reasonable choice.

You know 55350 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 55350 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 55350 ranks in Hutchinson, MN

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