Real Estate Investing in Rush City, Minnesota (55069)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55069 (Rush City, MN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.8% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 28.0 — hard to cash-flow at these prices.
What’s happening in Rush City, MN (55069)?
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Market Analysis: 55069 Rush City
Investors eyeing 55069 need to respect the fundamentals at play. Home values of $330K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 55069 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 55069 sits on the difficult end of the MN spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 55069 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The 55069 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Rush City:
Property Strategy for 55069
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $291,607 | $1,520 | 3.8% | +7.7% | $145,804 |
| 3BR | $335,403 | $2,020 | 4.3% | +7.7% | $111,801 |
| 4BR | $371,974 | $2,270 | 4.4% | +7.4% | $92,993 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 55069 Compare?
| Metric | 55069 | Rush City | Minnesota |
|---|---|---|---|
| Home Value | $329,646 | $329,646 | $340,597 |
| 5-Year CAGR | 4.3% | 4.3% | 4.9% |
| Avg Rent | $980 | $980 | - |
| Cap Rate | 2.3% | 2.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55069 (Rush City, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $329,646 |
| Monthly Rent | $980 |
| Price-to-Rent | 28.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.6% |
| Cap Rate | 2.3% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55069
Population: 5,936
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55069
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 579 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Rush City, MN?
Typical homes in Rush City, MN go for around $330K. The 5-year CAGR of 0.0% steady price movement.
What type of investing works in Rush City, MN?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Rush City, MN. The numbers - $330K homes against $980/mo rents - support that play.
Is MN a landlord-friendly state?
Rush City, MN operates under MN law, which is balanced overall for landlords. Expect steady treatment in typical lease and eviction cases.
Does a duplex house hack pencil in Rush City, MN?
The house hack math a challenging in Rush City, MN. Owner-occupant buyers benefit from the $980/mo rents and $330K home values.
What is the rental occupancy rate in Rush City, MN?
Vacancy in Rush City, MN is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $980/mo.
You know 55069 now. You don’t know where it ranks.
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How 55069 ranks in Minneapolis-St. Paul-Bloomington, MN-WI
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