Real Estate Investing in Hampton, Minnesota (55031)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55031 (Hampton, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.0% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 28.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hampton, MN (55031)?
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Market Analysis: 55031 Hampton
Not every below-median market is a bargain. Hampton's 55031 ZIP sits at signals that favor experienced operators who can absorb the risk $475K pricing implies.
Rent of $1,368/mo on a $475K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 55031 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Hampton have seen price recovery that 55031 has not matched. Dakota data supports the view that the spread is structural rather than temporary.
On the rental side, 1,682 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. solid returns are possible in 55031, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Hampton:
Property Strategy for 55031
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $422,485 | $2,020 | 3.4% | +5.5% | $140,828 |
| 4BR | $478,100 | $2,270 | 3.4% | +5.2% | $119,525 |
Market Trends
Home Value History (with trend line)
📊 How Does 55031 Compare?
| Metric | 55031 | Hampton | Minnesota |
|---|---|---|---|
| Home Value | $474,577 | $474,577 | $340,597 |
| 5-Year CAGR | 3.3% | 3.3% | 4.9% |
| Avg Rent | $1,368 | $1,368 | - |
| Cap Rate | 2.3% | 2.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55031 (Hampton, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $474,577 |
| Monthly Rent | $1,368 |
| Price-to-Rent | 28.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 5.5% |
📈 Home Appreciation
| 1-Year | +7.7% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +3.3% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55031
Population: 1,682
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,016 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Hampton, MN a good market for buy-and-hold investors?
The 3.0/5 investability rating in Hampton, MN reflects its $475K prices and $1,368/mo rents. Investors generally consider it a solid option within MN.
Is it easy to find good tenants in Hampton, MN?
Working renters make up the core of the Hampton, MN tenant base. The pool is reasonable for investors targeting long-term holds.
What is the best play in Hampton, MN?
A careful cash-flow rentals with hands-on management strategy Hampton, MN best. The market produces reliable results for that approach at the $475K price point.
How do home values compare in Hampton, MN?
Hampton, MN home values average about $475K. That price point suits investors targeting rentals with $1,368/mo in monthly income.
Is vacancy a concern in Hampton, MN?
Hampton, MN sees elevated vacancy, which is reasonable relative to the broader MN rental market.
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