Real Estate Investing in Elk Mound, Wisconsin (54739)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dunn County • Population: 5,315 • Data updated: September 2026

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Should you buy in 54739 (Elk Mound, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 30.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Elk Mound, WI (54739)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,857
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $88,457
% Renters 25.9%

Market Analysis: 54739 Elk Mound

This part of Dunn County is not an easy win. The 54739 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 54739 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 54739 and stronger Elk Mound ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 54739 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 54739 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Elk Mound:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
9/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+8.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Menomonie, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Menomonie, WI metro data

Market Trends

Home Value History (with trend line)

$404K$346K$287K$229K$171K$113KJan 2009Oct 2017Jul 2026

📊 How Does 54739 Compare?

Metric 54739 Elk Mound Menomonie, WI Wisconsin
Home Value $382,857 $382,857 N/A $320,446
5-Year CAGR 6.9% 6.9% N/A 7.3%
Avg Rent $1,035 $1,035 N/A -
Cap Rate 2.1% 2.1% - -
💡 Why Invest in 54739? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54739 (Elk Mound, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+6.9%
Strong

📉 Market Crash Risk Index

Based on Menomonie, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $382,857
Monthly Rent $1,035
Price-to-Rent 30.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.2%
Cap Rate 2.1%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +8.3% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +6.9% ▲
10-Year CAGR +8.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.9%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54739

Population: 5,315

💰 Median Household Income
$88,457
This area
$88,457
State
$73,177
USA
$74,580
🏠 Renter Occupied
25.9%
This area
25.9%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.9%
This area
1.9%
State
-1.8%
USA
3.7%
🎓 College Educated
24.3%
This area
24.3%
State
17.1%
USA
33.7%
👤 Median Age
37.7 years
This area
37.7 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
5.2%
This area
5.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 94.4%
Other/Mixed 3.7%
Hispanic/Latino 2.3%
Asian 1.6%
Black/African American 0.3%
👶 Under 18
25.2%
This area
25.2%
USA
22.0%
👴 65 and Over
13.8%
This area
13.8%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54739

A+ Avg School Grade
3 Schools
14.5:1 Avg Class Size
$18,959 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Elk Mound High

📚 09 – 12 High School
👥
368 Students
👨‍🏫
14.9:1 Class Size
💰
$18,959 Per Student
A+ Excellent

Elk Mound Middle

📚 05 – 08 School
👥
372 Students
👨‍🏫
14.8:1 Class Size
💰
$18,959 Per Student
A+ Excellent

Mound View Elementary

📚 Pre-K – 04 Elementary
👥
456 Students
👨‍🏫
13.7:1 Class Size
💰
$18,959 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 6,415 Off-Campus Students
D
Healthcare Workforce Training Institute
0 students · 8.6 mi
C+
Chippewa Valley Technical College
8,198 students · 10.6 mi
B
University of Wisconsin-Eau Claire
9,991 students · 10.7 mi
C+
University of Wisconsin-Stout
6,951 students · 11.1 mi
C+
The Professional Hair Design Academy
75 students · 12.9 mi

Investor Insight: With 6,415 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Elk Mound, WI a good market for buy-and-hold investors?

Our data puts Elk Mound, WI at 3.0/5 for investability. Home prices of $383K and rents around $1,035/mo create a solid backdrop for investor activity.

How expensive is real estate in Elk Mound, WI?

Median home price in Elk Mound, WI is near $383K, with a 5-year CAGR of 0.0%. Prices have been predictable and supportive of buy-and-hold strategies.

What are rental rates like in Elk Mound, WI?

Average rent in Elk Mound, WI is approximately $1,035/mo per month. Against $383K home values that yields a reasonable rent-to-price ratio.

How do experienced investors play Elk Mound, WI?

The best-fit strategy in Elk Mound, WI is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Should investors worry about vacancy in Elk Mound, WI?

Elk Mound, WI sees elevated vacancy, which is reasonable relative to the broader WI rental market.

You know 54739 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54739 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 54739 ranks in Menomonie, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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