Real Estate Investing in Lake Tomahawk, Wisconsin (54539)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54539 (Lake Tomahawk, WI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 69.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 32.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lake Tomahawk, WI (54539)?
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Market Analysis: 54539 Lake Tomahawk
The 54539 ZIP in Lake Tomahawk, WI is a local-operator market. Outside capital chasing a $352K entry has to pair deep knowledge with the discount.
Rent of $900/mo on a $352K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 54539 sits below the stated 0.0% once reality is priced in.
ZIP 54539's metrics run below Oneida County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 54539 includes headwinds that any investor should price in. Income distribution skews lower than Lake Tomahawk averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 54539 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Lake Tomahawk:
Market Trends
Home Value History (with trend line)
📊 How Does 54539 Compare?
| Metric | 54539 | Lake Tomahawk | Wisconsin |
|---|---|---|---|
| Home Value | $352,007 | $352,007 | $320,446 |
| 5-Year CAGR | 5.5% | 5.5% | 7.3% |
| Avg Rent | $900 | $900 | - |
| Cap Rate | 2.0% | 2.0% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54539 (Lake Tomahawk, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $352,007 |
| Monthly Rent | $900 |
| Price-to-Rent | 32.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 7.5% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54539
Population: 1,404
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 54539
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Lake Tomahawk, WI a good place for real estate investing?
The 3.0/5 investability rating in Lake Tomahawk, WI reflects its $352K prices and $900/mo rents. Investors generally consider it a solid option within WI.
How tight is the rental market in Lake Tomahawk, WI?
Lake Tomahawk, WI sees elevated vacancy, which is reasonable relative to the broader WI rental market.
How much does a house cost in Lake Tomahawk, WI?
The median home value in Lake Tomahawk, WI is roughly $352K. That puts it reasonable relative to the WI statewide average.
What does house hacking look like in Lake Tomahawk, WI?
House hacking works a challenging in Lake Tomahawk, WI. Rents of $900/mo against $352K acquisition make the strategy solid for owner-occupants.
How do experienced investors play Lake Tomahawk, WI?
For Lake Tomahawk, WI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 54539 now. You don’t know where it ranks.
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Community Ratings
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