Real Estate Investing in Rock Springs, Wisconsin (53961)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sauk County • Population: 838 • Data updated: September 2026

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Should you buy in 53961 (Rock Springs, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.5 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rock Springs, WI (53961)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $303,460
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $76,544
% Renters 13.1%

Market Analysis: 53961 Rock Springs

This part of Sauk County is not an easy win. The 53961 ZIP comes in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 53961 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Nearby ZIPs in Rock Springs have seen price recovery that 53961 has not matched. Sauk County data supports the view that the spread is structural rather than temporary.

Resident income in 53961 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. robust returns are possible in 53961, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rock Springs:

C Below Average
Buy Confidence Score: 57/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+5.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Baraboo, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baraboo, WI metro data

Market Trends

Home Value History (with trend line)

$313K$291K$268K$246K$224K$202KFeb 2018May 2022Jul 2026

📊 How Does 53961 Compare?

Metric 53961 Rock Springs Baraboo, WI Wisconsin
Home Value $303,460 $303,460 N/A $320,446
5-Year CAGR 2.3% 2.3% N/A 7.3%
Avg Rent $954 $954 N/A -
Cap Rate 2.5% 2.5% - -
💡 Why Invest in 53961? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53961 (Rock Springs, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.5%
Low
5yr Growth
+2.3%
Slow

📉 Market Crash Risk Index

Based on Baraboo, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
35%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $303,460
Monthly Rent $954
Price-to-Rent 26.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.5%
5-Year IRR 4.8%

📈 Home Appreciation

1-Year +5.9% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +2.3% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 53961

Population: 838

💰 Median Household Income
$76,544
This area
$76,544
State
$73,177
USA
$74,580
🏠 Renter Occupied
13.1%
This area
13.1%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
-1.8%
USA
3.7%
🎓 College Educated
14.4%
This area
14.4%
State
17.1%
USA
33.7%
👤 Median Age
40.9 years
This area
40.9 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 93.0%
Other/Mixed 6.4%
Hispanic/Latino 2.2%
Black/African American 0.7%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Rock Springs, WI a good market for buy-and-hold investors?

Rock Springs, WI rates 3.0/5 for investability. With median values at $303K and rents near $954/mo, the market offers reasonable fundamentals for rental investors.

What is the average monthly rent in Rock Springs, WI?

Investors in Rock Springs, WI typically see rents near $954/mo per month against $303K home values - a solid setup for rental cash flow.

What is the rental occupancy rate in Rock Springs, WI?

Expect elevated vacancy in Rock Springs, WI. Rents at $954/mo are absorbed by the tenant base without meaningful lag.

Is WI a landlord-friendly state?

WI law landlord-friendly for landlords, and Rock Springs inherits those rules. Investors should still review local ordinances for rental licensing.

What real estate strategy is ideal for Rock Springs, WI?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Rock Springs, WI. The numbers - $303K homes against $954/mo rents - support that play.

You know 53961 now. You don’t know where it ranks.

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How 53961 ranks in Baraboo, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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