Real Estate Investing in McGregor, Iowa (52157)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 52157 (McGregor, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.7% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McGregor, IA (52157)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 52157 McGregor
The 52157 ZIP covers a section of McGregor that demands careful diligence. Prices near $240K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 52157 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within IA, ZIP 52157 trails on several market indicators that neighboring Clayton submarkets outperform. The gap is real and substantial enough to shape underwriting.
A notable renter share of 27% in 52157 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. notable returns are possible in 52157, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in McGregor:
Property Strategy for 52157
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $163,856 | $920 | 4.0% | +5.8% | $81,928 |
| 3BR | $214,386 | $1,130 | 3.8% | +7.2% | $71,462 |
| 4BR | $280,517 | $1,300 | 3.3% | +8.4% | $70,129 |
Market Trends
Home Value History (with trend line)
📊 How Does 52157 Compare?
| Metric | 52157 | McGregor | Iowa |
|---|---|---|---|
| Home Value | $239,795 | $239,795 | $227,232 |
| 5-Year CAGR | 4.6% | 4.6% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 52157 (McGregor, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $239,795 |
| Monthly Rent | $828 |
| Price-to-Rent | 24.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.7% |
| 5-Year IRR | 7.3% |
📈 Home Appreciation
| 1-Year | +4.9% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +3.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 52157
Population: 1,379
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 52157
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the median home value in McGregor, IA?
Typical homes in McGregor, IA go for around $240K. The 5-year CAGR of 0.0% even-keeled price movement.
What is the tenant pool like in McGregor, IA?
The tenant pool in McGregor, IA is solid, supported by local employment and population fundamentals. Rents of $828/mo are well-absorbed by the market.
How high is vacancy risk in McGregor, IA?
McGregor, IA carries elevated vacancy risk. Expect reliable absorption at market rents of $828/mo.
Does house hacking work in McGregor, IA?
House hacking works a challenging in McGregor, IA. Rents of $828/mo against $240K acquisition make the strategy solid for owner-occupants.
What is the best play in McGregor, IA?
For McGregor, IA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 52157 now. You don’t know where it ranks.
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