Real Estate Investing in Waverly, Iowa (50677)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50677 (Waverly, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Waverly, IA (50677)?
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Market Analysis: 50677 Waverly
This part of Bremer County is not an easy win. The 50677 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 50677 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 50677 sits on the difficult end of the IA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 50677 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. impressive returns are possible in 50677, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Waverly:
Property Strategy for 50677
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $138,021 | $810 | 4.2% | +5.5% | $138,021 |
| 2BR | $207,498 | $1,060 | 3.7% | +7.2% | $103,749 |
| 3BR | $250,258 | $1,400 | 4.0% | +6.4% | $83,419 |
| 4BR | $337,767 | $1,410 | 3.0% | +7.1% | $84,442 |
| 5BR | $447,402 | — | — | +6.9% | $89,480 |
Market Trends
Home Value History (with trend line)
📊 How Does 50677 Compare?
| Metric | 50677 | Waverly | Waterloo-Cedar Falls, IA | Iowa |
|---|---|---|---|---|
| Home Value | $283,732 | $283,732 | N/A | $227,232 |
| 5-Year CAGR | 6.1% | 6.1% | N/A | 6.0% |
| Avg Rent | $954 | $954 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50677 (Waverly, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $283,732 |
| Monthly Rent | $954 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +4.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50677
Population: 12,655
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50677
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How strong is Waverly, IA for real estate investors?
With a 3.0/5 investability score, Waverly, IA ranks as a solid market for rental property investors. Median prices of $284K and rents of $954/mo drive the underlying numbers.
What type of investing works in Waverly, IA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Waverly, IA. The numbers - $284K homes against $954/mo rents - support that play.
What kind of tenants rent in Waverly, IA?
Waverly, IA draws a consistent base of working renters. Demand at the $954/mo rent level is reasonable for standard single-family and small multi rentals.
Do rentals sit vacant long in Waverly, IA?
Waverly, IA carries elevated vacancy risk. Expect reliable absorption at market rents of $954/mo.
How do home values compare in Waverly, IA?
Expect median prices around $284K in Waverly, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been steady.
You know 50677 now. You don’t know where it ranks.
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How 50677 ranks in Waterloo-Cedar Falls, IA
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