Real Estate Investing in Nashua, Iowa (50658)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Chickasaw County • Population: 2,432 • Data updated: September 2026

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Should you buy in 50658 (Nashua, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Nashua, IA (50658)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $195,348
Avg Monthly Rent $837
1% Rule ✗ Does Not Meet
Median Income $65,833
% Renters 19.6%

Market Analysis: 50658 Nashua

The 50658 ZIP in Nashua, IA is a local-operator market. Outside capital chasing a $195K entry has to pair deep knowledge with the discount.

Rent of $837/mo on a $195K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 50658 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in Nashua have seen price recovery that 50658 has not matched. Chickasaw County data supports the view that the spread is structural rather than temporary.

The 50658 ZIP's population of 2,432 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that clocks in at the need for careful underwriting.

The 50658 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Nashua:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 3× the median income
Value Trend
Rising (+7.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $837/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 50658

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
3BR
+6.7% 5yr CAGR
Best Overall Value
4BR
$58,318/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $130,859 $930 5.1% $65,429
3BR $189,146 $1,270 4.8% +6.7% $63,049
4BR $233,271 $1,290 4.0% $58,318
5BR $321,075 $64,215

Market Trends

Home Value History (with trend line)

$204K$181K$158K$134K$111K$87KJul 2006Jul 2016Jul 2026

📊 How Does 50658 Compare?

Metric 50658 Nashua Iowa
Home Value $195,348 $195,348 $227,232
5-Year CAGR 5.8% 5.8% 6.0%
Avg Rent $837 $837 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 50658? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50658 (Nashua, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+5.8%
Moderate

📊 Market Snapshot

Home Value $195,348
Monthly Rent $837
Price-to-Rent 19.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +7.2% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50658

Population: 2,432

💰 Median Household Income
$65,833
This area
$65,833
State
$71,886
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
19.7%
USA
34.0%
💼 Unemployment Rate
5.8%
This area
5.8%
State
0.0%
USA
3.7%
🎓 College Educated
12.1%
This area
12.1%
State
18.8%
USA
33.7%
👤 Median Age
39.4 years
This area
39.4 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.6%
This area
14.6%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 89.1%
Other/Mixed 10.0%
Hispanic/Latino 0.5%
Black/African American 0.5%
Asian 0.4%
👶 Under 18
24.0%
This area
24.0%
USA
22.0%
👴 65 and Over
19.3%
This area
19.3%
USA
17.3%
📊 Poverty Rate
3.8%
This area
3.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50658

A Avg School Grade
2 Schools
13.8:1 Avg Class Size
$14,973 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Nashua-Plainfield Junior-Senior High School

📚 06 – 12 High School
👥
308 Students
👨‍🏫
12.6:1 Class Size
💰
$14,973 Per Student
B+ Above Average

Nashua-Plainfield Elementary School

📚 Pre-K – 05 Elementary
👥
285 Students
👨‍🏫
15.0:1 Class Size
💰
$14,973 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How much should I expect to pay for a home in Nashua, IA?

Expect median prices around $195K in Nashua, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been reliable.

Is house hacking profitable in Nashua, IA?

House hacking in Nashua, IA is reasonable to execute. Prices around $195K and rents of $837/mo solid owner-occupant economics.

How strong is the working-renter base in Nashua, IA?

The renter base in Nashua, IA is reasonable for the $837/mo price point. Screening well and pricing to market typically yields reliable tenants.

What do landlords charge for rent in Nashua, IA?

Expect rents around $837/mo per month in Nashua, IA. With home values at $195K, the yield math works out to reasonable levels for rental investors.

Is rental property easy to operate in Nashua, IA?

Landlord-friendliness in Nashua, IA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 50658 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50658 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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