Real Estate Investing in Denver, Iowa (50622)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50622 (Denver, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.9% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 32.1 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Denver, IA (50622)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50622 Denver
On the rental side, ZIP 50622 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $318K median. It rewards specialists, not generalists.
In practical terms, the numbers look inviting — $318K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50622 is substantial and deserves full respect.
Within IA, ZIP 50622 trails on several market indicators that neighboring Bremer County submarkets outperform. The gap is real and robust enough to shape underwriting.
A durable renter share of 11% in 50622 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 50622 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Denver:
Property Strategy for 50622
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $212,941 | $920 | 3.1% | +7.0% | $106,470 |
| 3BR | $265,479 | $1,210 | 3.3% | +6.8% | $88,493 |
| 4BR | $339,594 | $1,510 | 3.2% | +7.0% | $84,899 |
| 5BR | $478,473 | — | — | +6.9% | $95,695 |
Market Trends
Home Value History (with trend line)
📊 How Does 50622 Compare?
| Metric | 50622 | Denver | Waterloo-Cedar Falls, IA | Iowa |
|---|---|---|---|---|
| Home Value | $318,412 | $318,412 | N/A | $227,232 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 6.0% |
| Avg Rent | $828 | $828 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50622 (Denver, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $318,412 |
| Monthly Rent | $828 |
| Price-to-Rent | 32.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 8.2% |
📈 Home Appreciation
| 1-Year | +6.3% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +4.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50622
Population: 3,288
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50622
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 712 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What monthly rent should investors expect in Denver, IA?
Average rent in Denver, IA is approximately $828/mo per month. Against $318K home values that yields a reasonable rent-to-price ratio.
Is vacancy a concern in Denver, IA?
Expect elevated vacancy in Denver, IA. Rents at $828/mo are absorbed by the tenant base without meaningful lag.
How does Denver, IA rate as a rental market?
Denver, IA rates 3.0/5 for investability. With median values at $318K and rents near $828/mo, the market offers reasonable fundamentals for rental investors.
Can I live-in-and-rent in Denver, IA?
The house hack math a challenging in Denver, IA. Owner-occupant buyers benefit from the $828/mo rents and $318K home values.
How much does a house cost in Denver, IA?
Homes in Denver, IA typically sell near $318K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.
You know 50622 now. You don’t know where it ranks.
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How 50622 ranks in Waterloo-Cedar Falls, IA
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