Real Estate Investing in Woolstock, Iowa (50599)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Wright County • Population: 423 • Data updated: September 2026

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Should you buy in 50599 (Woolstock, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (62/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • 1-year downturn: Values declined 4.4% in the last year.
  • Higher unemployment: 8.3% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Woolstock, IA (50599)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $175,508
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $62,361
% Renters 10.8%

Market Analysis: 50599 Woolstock

Investors eyeing 50599 need to respect the fundamentals at play. Home values of $176K come alongside slower price movement and elevated management overhead.

The 50599 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader IA picture, 50599 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 50599 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 50599 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Woolstock:

C Below Average
Buy Confidence Score: 50/100
Affordability
20/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Declining (-4.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$193K$187K$180K$174K$168K$162KFeb 2022May 2024Jul 2026

📊 How Does 50599 Compare?

Metric 50599 Woolstock Iowa
Home Value $175,508 $175,508 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $918 $918 -
Cap Rate 4.1% 4.1% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50599 (Woolstock, IA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.1%
Fair

📊 Market Snapshot

Home Value $175,508
Monthly Rent $918
Price-to-Rent 15.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 5.5%

📈 Home Appreciation

1-Year -4.4% ▼
3-Year CAGR +1.4% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.8%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50599

Population: 423

💰 Median Household Income
$62,361
This area
$62,361
State
$71,886
USA
$74,580
🏠 Renter Occupied
10.8%
This area
10.8%
State
19.7%
USA
34.0%
💼 Unemployment Rate
8.3%
This area
8.3%
State
0.0%
USA
3.7%
🎓 College Educated
12.9%
This area
12.9%
State
18.8%
USA
33.7%
👤 Median Age
47.2 years
This area
47.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.8%
This area
5.8%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.0%
Other/Mixed 4.1%
Hispanic/Latino 1.1%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
18.9%
This area
18.9%
USA
17.3%
📊 Poverty Rate
1.7%
This area
1.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the investability score for Woolstock, IA?

Woolstock, IA comes in at an investability rating of 2.0/5, with median home values near $176K and average rents around $918/mo. That combination puts it in the substantial tier for investor interest.

What are rental rates like in Woolstock, IA?

Rental rates in Woolstock, IA average $918/mo. Tenant demand and $176K home values make the yield look reasonable by investor standards.

Which investment style suits Woolstock, IA?

A careful cash-flow rentals with hands-on management strategy Woolstock, IA best. The market produces reliable results for that approach at the $176K price point.

Is Woolstock, IA a friendly market for rental owners?

Woolstock, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What kind of vacancy should I budget for in Woolstock, IA?

Woolstock, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 50599 now. You don’t know where it ranks.

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