Real Estate Investing in Jewell, Iowa (50130)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hamilton County • Population: 1,517 • Data updated: September 2026

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Should you buy in 50130 (Jewell, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (84/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Jewell, IA (50130)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $218,183
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $78,816
% Renters 16.9%

Market Analysis: 50130 Jewell

ZIP 50130 in Jewell, IA carries a sturdy set of headwinds. Home values near $218K and rents of $918/mo sit inside a market where underwriting has to be tight.

The 50130 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within IA, ZIP 50130 trails on several market indicators that neighboring Hamilton County submarkets outperform. The gap is real and healthy enough to shape underwriting.

The demographic picture in 50130 includes headwinds that any investor should price in. Income distribution skews lower than Jewell averages, and tenant stability requires active management.

Strategically, 50130 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Jewell:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+10.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$227K$202K$176K$151K$125K$100KFeb 2016May 2021Jul 2026

📊 How Does 50130 Compare?

Metric 50130 Jewell Iowa
Home Value $218,183 $218,183 $227,232
5-Year CAGR 7.7% 7.7% 6.0%
Avg Rent $918 $918 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 50130? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50130 (Jewell, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+7.7%
Strong

📊 Market Snapshot

Home Value $218,183
Monthly Rent $918
Price-to-Rent 19.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +10.4% ▲
3-Year CAGR +7.4% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +7.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50130

Population: 1,517

💰 Median Household Income
$78,816
This area
$78,816
State
$71,886
USA
$74,580
🏠 Renter Occupied
16.9%
This area
16.9%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
0.0%
USA
3.7%
🎓 College Educated
27.8%
This area
27.8%
State
18.8%
USA
33.7%
👤 Median Age
36.5 years
This area
36.5 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 94.5%
Other/Mixed 3.5%
Asian 2.0%
👶 Under 18
29.0%
This area
29.0%
USA
22.0%
👴 65 and Over
10.6%
This area
10.6%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50130

A Avg School Grade
2 Schools
13.9:1 Avg Class Size
$14,024 Avg Per Pupil

Schools in This ZIP Code

A Very Good

South Hamilton Elem

📚 Pre-K – 06 School
👥
355 Students
👨‍🏫
14.3:1 Class Size
💰
$14,024 Per Student
A Very Good

South Hamilton Middle And High School

📚 07 – 12 High School
👥
315 Students
👨‍🏫
13.5:1 Class Size
💰
$14,024 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong are rents in Jewell, IA?

Investors in Jewell, IA typically see rents near $918/mo per month against $218K home values - a solid setup for rental cash flow.

Do landlords face vacancy issues in Jewell, IA?

Rental vacancy in Jewell, IA is elevated. Investors should budget normal turnover but not chronic empty units.

How should investors approach Jewell, IA?

Most investors in Jewell, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

What is it like being a landlord in Jewell, IA?

IA ranks as a landlord-friendly state for landlord-tenant law. Jewell generally follows the statewide framework, so landlords face reasonable operating rules.

Are homes affordable in Jewell, IA?

Jewell, IA median home values land near $218K. That is reasonable territory for investors looking at $918/mo-per-month rentals.

You know 50130 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50130 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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