Real Estate Investing in Ellsworth, Iowa (50075)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50075 (Ellsworth, IA)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.8% vacancy may signal weakening demand.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ellsworth, IA (50075)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50075 Ellsworth
ZIP 50075 in Ellsworth, IA carries a solid set of headwinds. Home values near $218K and rents of $999/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $218K asset, 50075 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 50075 sits on the difficult end of the IA spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 50075 includes headwinds that any investor should price in. Income distribution skews lower than Ellsworth averages, and tenant stability requires active management.
Strategically, 50075 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Ellsworth:
Market Trends
Home Value History (with trend line)
📊 How Does 50075 Compare?
| Metric | 50075 | Ellsworth | Iowa |
|---|---|---|---|
| Home Value | $217,639 | $191,767 | $227,232 |
| 5-Year CAGR | 6.4% | 6.5% | 6.0% |
| Avg Rent | $999 | $914 | - |
| Cap Rate | 3.6% | 3.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50075 (Ellsworth, IA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 50075 (Ellsworth, IA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $217,639 |
| Monthly Rent | $999 |
| Price-to-Rent | 18.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 10.0% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50075
Population: 805
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Ellsworth in IA worth investing in?
Investors tracking Ellsworth, IA will find a 3.0/5 rating supported by $218K median home values and $999/mo rents. That profile suits long-term holders targeting reliable returns.
Are tenants stable in Ellsworth, IA?
Ellsworth, IA draws a even-keeled base of working renters. Demand at the $999/mo rent level is reasonable for standard single-family and small multi rentals.
How strong are rents in Ellsworth, IA?
The typical rental in Ellsworth, IA commands about $999/mo monthly. That rent profile stable cash flow against the $218K purchase basis.
How tight is the rental market in Ellsworth, IA?
Vacancy risk in Ellsworth, IA is elevated. That supports even-keeled cash flow for typical rental holds.
How do home values compare in Ellsworth, IA?
In Ellsworth, IA the median home value sits at $218K. Against the broader IA market, that reads as reasonable for most investors.
You know 50075 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50075 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 50075 (Ellsworth)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 50075 (Ellsworth, IA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.