Real Estate Investing in Hubbard, Iowa (50122)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50122 (Hubbard, IA)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Hubbard, IA (50122)?
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Market Analysis: 50122 Hubbard
The 50122 ZIP in Hubbard, IA is a local-operator market. Outside capital chasing a $169K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 50122 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within IA, ZIP 50122 trails on several market indicators that neighboring Hardin County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
A sturdy renter share of 16% in 50122 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 50122 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Hubbard:
Property Strategy for 50122
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $120,093 | $960 | 5.8% | — | $60,046 |
| 3BR | $153,041 | $1,330 | 6.3% | — | $51,014 |
| 4BR | $184,470 | $1,600 | 6.2% | — | $46,117 |
Market Trends
Home Value History (with trend line)
📊 How Does 50122 Compare?
| Metric | 50122 | Hubbard | Iowa |
|---|---|---|---|
| Home Value | $168,919 | $168,919 | $227,232 |
| 5-Year CAGR | 7.4% | 7.4% | 6.0% |
| Avg Rent | $864 | $864 | - |
| Cap Rate | 4.0% | 4.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50122 (Hubbard, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $168,919 |
| Monthly Rent | $864 |
| Price-to-Rent | 16.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 4.0% |
| 5-Year IRR | 11.3% |
📈 Home Appreciation
| 1-Year | +9.3% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +7.4% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50122
Population: 1,348
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50122
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How should investors approach Hubbard, IA?
In Hubbard, IA the significant play is typically careful cash-flow rentals with hands-on management. The combination of $169K prices and $864/mo rents suits that approach.
What is the renter demographic in Hubbard, IA?
Hubbard, IA offers a steady renter base at the $864/mo rent level. Tenant turnover is reasonable for well-managed properties.
What is the average monthly rent in Hubbard, IA?
Rent in Hubbard, IA is around $864/mo. The resulting rent-to-value relationship with $169K pricing is reasonable for most investor models.
Are landlord laws favorable in Hubbard, IA?
Rental owners in Hubbard, IA deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
Are there empty rentals in Hubbard, IA?
Hubbard, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.
You know 50122 now. You don’t know where it ranks.
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