Real Estate Investing in McCallsburg, Iowa (50154)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50154 (McCallsburg, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in McCallsburg, IA (50154)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50154 McCallsburg
The 50154 ZIP in McCallsburg, IA is a local-operator market. Outside capital chasing a $245K entry has to pair deep knowledge with the discount.
From a cash-flow lens, the numbers look inviting — $245K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50154 is substantial and deserves full respect.
In the broader IA picture, 50154 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 50154 includes headwinds that any investor should price in. Income distribution skews lower than McCallsburg averages, and tenant stability requires active management.
The 50154 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in McCallsburg:
Market Trends
Home Value History (with trend line)
📊 How Does 50154 Compare?
| Metric | 50154 | McCallsburg | Ames, IA | Iowa |
|---|---|---|---|---|
| Home Value | $245,104 | $245,104 | N/A | $227,232 |
| 5-Year CAGR | 5.0% | 5.0% | N/A | 6.0% |
| Avg Rent | $864 | $864 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50154 (McCallsburg, IA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 50154 (McCallsburg, IA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $245,104 |
| Monthly Rent | $864 |
| Price-to-Rent | 23.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.8% |
| 5-Year IRR | 7.8% |
📈 Home Appreciation
| 1-Year | +5.4% ▲ |
| 3-Year CAGR | +2.1% ▲ |
| 5-Year CAGR | +5.0% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50154
Population: 532
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much is rent in McCallsburg, IA?
Rents in McCallsburg, IA run near $864/mo. Compared with median home prices of $245K that produces solid gross yields for typical rentals.
Are homes affordable in McCallsburg, IA?
McCallsburg, IA home values average about $245K. That price point suits investors targeting rentals with $864/mo in monthly income.
How high is vacancy risk in McCallsburg, IA?
McCallsburg, IA carries elevated vacancy risk. Expect predictable absorption at market rents of $864/mo.
How do landlord-tenant laws work in McCallsburg, IA?
IA law landlord-friendly for landlords, and McCallsburg inherits those rules. Investors should still review local ordinances for rental licensing.
Is McCallsburg, IA a good market for buy-and-hold investors?
Investors tracking McCallsburg, IA will find a 3.0/5 rating supported by $245K median home values and $864/mo rents. That profile suits long-term holders targeting steady returns.
You know 50154 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50154 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 50154 ranks in Ames, IA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 50154 (McCallsburg)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 50154 (McCallsburg, IA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.