Real Estate Investing in Gilbert, Iowa (50105)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50105 (Gilbert, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 30.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Gilbert, IA (50105)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50105 Gilbert
ZIP 50105 in Gilbert, IA carries a resilient set of headwinds. Home values near $342K and rents of $945/mo sit inside a market where underwriting has to be tight.
Rent of $945/mo on a $342K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 50105 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 50105 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 50105 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. solid returns are possible in 50105, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Gilbert:
Property Strategy for 50105
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $291,571 | $1,460 | 3.6% | +6.4% | $97,190 |
| 4BR | $359,438 | $1,760 | 3.5% | +6.5% | $89,859 |
Market Trends
Home Value History (with trend line)
📊 How Does 50105 Compare?
| Metric | 50105 | Gilbert | Ames, IA | Iowa |
|---|---|---|---|---|
| Home Value | $342,355 | $342,355 | N/A | $227,232 |
| 5-Year CAGR | 6.4% | 6.4% | N/A | 6.0% |
| Avg Rent | $945 | $945 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50105 (Gilbert, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $342,355 |
| Monthly Rent | $945 |
| Price-to-Rent | 30.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.3% |
| Cap Rate | 2.2% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +6.7% ▲ |
| 3-Year CAGR | +4.8% ▲ |
| 5-Year CAGR | +6.4% ▲ |
| 10-Year CAGR | +5.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50105
Population: 1,384
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50105
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 2,052 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Gilbert, IA?
Median home price in Gilbert, IA is near $342K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.
Is Gilbert, IA a good market for buy-and-hold investors?
Our data puts Gilbert, IA at 3.0/5 for investability. Home prices of $342K and rents around $945/mo create a solid backdrop for investor activity.
What is the typical renter like in Gilbert, IA?
Gilbert, IA offers a predictable renter base at the $945/mo rent level. Tenant turnover is reasonable for well-managed properties.
How strict are landlord regulations in Gilbert, IA?
Gilbert, IA operates under IA law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.
Do rentals sit vacant long in Gilbert, IA?
Rental vacancy in Gilbert, IA is elevated. Investors should budget normal turnover but not chronic empty units.
You know 50105 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50105 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 50105 ranks in Ames, IA
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