Real Estate Investing in Stuart, Iowa (50250)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50250 (Stuart, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Stuart, IA (50250)?
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Market Analysis: 50250 Stuart
The 50250 ZIP in Stuart, IA is a local-operator market. Outside capital chasing a $233K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $233K asset, 50250 is the wrong submarket. If the plan prices in friction, the yield can still work.
Nearby ZIPs in Stuart have seen price recovery that 50250 has not matched. Adair County data supports the view that the spread is structural rather than temporary.
The 50250 ZIP's population of 2,652 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
The 50250 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Stuart:
Property Strategy for 50250
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $152,110 | $1,040 | 4.9% | +7.0% | $76,055 |
| 3BR | $232,751 | $1,390 | 4.3% | +7.5% | $77,584 |
| 4BR | $243,493 | $1,450 | 4.3% | +7.8% | $60,873 |
Market Trends
Home Value History (with trend line)
📊 How Does 50250 Compare?
| Metric | 50250 | Stuart | Des Moines-West Des Moines, IA | Iowa |
|---|---|---|---|---|
| Home Value | $233,112 | $233,112 | N/A | $227,232 |
| 5-Year CAGR | 6.2% | 6.2% | N/A | 6.0% |
| Avg Rent | $936 | $936 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50250 (Stuart, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $233,112 |
| Monthly Rent | $936 |
| Price-to-Rent | 20.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 9.4% |
📈 Home Appreciation
| 1-Year | +10.1% ▲ |
| 3-Year CAGR | +5.7% ▲ |
| 5-Year CAGR | +6.2% ▲ |
| 10-Year CAGR | +6.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50250
Population: 2,652
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50250
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How quickly do rentals get leased in Stuart, IA?
Vacancy risk in Stuart, IA is elevated. That supports stable cash flow for typical rental holds.
What are rental rates like in Stuart, IA?
Average rent in Stuart, IA is approximately $936/mo per month. Against $233K home values that yields a reasonable rent-to-price ratio.
Does a duplex house hack pencil in Stuart, IA?
For house hackers, Stuart, IA is a challenging. The $936/mo rent on a unit helps defray the mortgage on a $233K property.
Is Stuart, IA better for rentals, flips, or BRRRR?
Stuart, IA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($233K prices, $936/mo rents) make it a reasonable choice.
How strong is Stuart, IA for real estate investors?
Stuart, IA rates 3.0/5 for investability. With median values at $233K and rents near $936/mo, the market offers reasonable fundamentals for rental investors.
You know 50250 now. You don’t know where it ranks.
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How 50250 ranks in Des Moines-West Des Moines, IA
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