Real Estate Investing in De Soto, Iowa (50069)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dallas County • Population: 1,024 • Data updated: September 2026

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Should you buy in 50069 (De Soto, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (74/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.2% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in De Soto, IA (50069)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $263,495
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $89,375
% Renters 15.5%

Market Analysis: 50069 De Soto

ZIP 50069 in De Soto, IA carries a sturdy set of headwinds. Home values near $263K and rents of $918/mo sit inside a market where underwriting has to be tight.

For an experienced owner, 50069 can be a an appealing option for hunting ground — but the discount at $263K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in De Soto have seen price recovery that 50069 has not matched. Dallas County data supports the view that the spread is structural rather than temporary.

A robust renter share of 16% in 50069 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 50069 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in De Soto:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Des Moines-West Des Moines, IA Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Des Moines-West Des Moines, IA metro data

Market Trends

Home Value History (with trend line)

$282K$244K$207K$170K$132K$95KMay 2012Jul 2019Jul 2026

📊 How Does 50069 Compare?

Metric 50069 De Soto Des Moines-West Des Moines, IA Iowa
Home Value $263,495 $263,495 N/A $227,232
5-Year CAGR 4.4% 4.4% N/A 6.0%
Avg Rent $918 $918 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 50069? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50069 (De Soto, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.4%
Moderate

📊 Market Snapshot

Home Value $263,495
Monthly Rent $918
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50069

Population: 1,024

💰 Median Household Income
$89,375
This area
$89,375
State
$71,886
USA
$74,580
🏠 Renter Occupied
15.5%
This area
15.5%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
0.0%
USA
3.7%
🎓 College Educated
28.1%
This area
28.1%
State
18.8%
USA
33.7%
👤 Median Age
35.2 years
This area
35.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
10.2%
This area
10.2%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 94.5%
Asian 3.9%
Other/Mixed 1.6%
👶 Under 18
29.4%
This area
29.4%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50069

A Avg School Grade
1 Schools
13.3:1 Avg Class Size
$14,398 Avg Per Pupil

Schools in This ZIP Code

A Very Good

DeSoto Intermediate School

📚 05 – 06 School
👥
333 Students
👨‍🏫
13.3:1 Class Size
💰
$14,398 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Des Moines University-Osteopathic Medical Center
1,521 students · 11.1 mi
C+
Aveda Institute-Des Moines
179 students · 12.1 mi

Frequently Asked Questions

What is the typical vacancy rate in De Soto, IA?

Occupancy in De Soto, IA runs even-keeled with elevated vacancy. Well-priced units at $918/mo lease on reasonable timelines.

What are rental rates like in De Soto, IA?

Average rent in De Soto, IA is approximately $918/mo per month. Against $263K home values that yields a reasonable rent-to-price ratio.

How strong is tenant demand in De Soto, IA?

Working renters make up the core of the De Soto, IA tenant base. The pool is reasonable for investors targeting long-term holds.

What strategy should investors use in De Soto, IA?

A careful cash-flow rentals with hands-on management strategy De Soto, IA best. The market produces even-keeled results for that approach at the $263K price point.

Is De Soto, IA a smart market for rental property?

The 3.0/5 investability rating in De Soto, IA reflects its $263K prices and $918/mo rents. Investors generally consider it a solid option within IA.

You know 50069 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50069 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 50069 ranks in Des Moines-West Des Moines, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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