Real Estate Investing in Earlham, Iowa (50072)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dallas County • Population: 2,787 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 50072 (Earlham, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (67/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Earlham, IA (50072)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $371,659
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $105,268
% Renters 15.9%

Market Analysis: 50072 Earlham

ZIP 50072 in Earlham, IA carries a durable set of headwinds. Home values near $372K and rents of $1,053/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 50072 records the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In practical terms, 50072 offers a low basis, the region around Earlham has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Demographically, 50072 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. notable returns are possible in 50072, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Earlham:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+5.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Des Moines-West Des Moines, IA Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Des Moines-West Des Moines, IA metro data
🏠

Property Strategy for 50072

Which property type performs best in this market?

Best for Cash Flow
2BR
3.5% cap rate
Best for Appreciation
4BR
+7.4% 5yr CAGR
Best Overall Value
4BR
$99,307/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $239,416 $1,170 3.5% $119,708
3BR $344,259 $1,590 3.3% +7.2% $114,753
4BR $397,229 $1,630 3.0% +7.4% $99,307

Market Trends

Home Value History (with trend line)

$395K$339K$282K$225K$169K$112KMar 2009Nov 2017Jul 2026

📊 How Does 50072 Compare?

Metric 50072 Earlham Des Moines-West Des Moines, IA Iowa
Home Value $371,659 $371,659 N/A $227,232
5-Year CAGR 6.1% 6.1% N/A 6.0%
Avg Rent $1,053 $1,053 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 50072? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50072 (Earlham, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 50072 (Earlham, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+6.1%
Strong

📊 Market Snapshot

Home Value $371,659
Monthly Rent $1,053
Price-to-Rent 29.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +5.6% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +6.1% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.1%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50072

Population: 2,787

💰 Median Household Income
$105,268
This area
$105,268
State
$71,886
USA
$74,580
🏠 Renter Occupied
15.9%
This area
15.9%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
0.0%
USA
3.7%
🎓 College Educated
31.0%
This area
31.0%
State
18.8%
USA
33.7%
👤 Median Age
44.8 years
This area
44.8 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
7.4%
This area
7.4%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.4%
Other/Mixed 4.9%
Black/African American 1.3%
Hispanic/Latino 0.7%
Asian 0.3%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
0.7%
This area
0.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50072

B Avg School Grade
3 Schools
15.3:1 Avg Class Size
$13,306 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Earlham Elementary School

📚 Pre-K – 05 Elementary
👥
316 Students
👨‍🏫
12.5:1 Class Size
💰
$13,306 Per Student
B+ Above Average

Earlham Senior High School

📚 09 – 12 High School
👥
208 Students
👨‍🏫
13.2:1 Class Size
💰
$13,306 Per Student
C+ Average

Earlham Middle School

📚 06 – 08 Middle
👥
136 Students
👨‍🏫
20.1:1 Class Size
💰
$13,306 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How expensive is real estate in Earlham, IA?

Median home price in Earlham, IA is near $372K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.

What type of investing works in Earlham, IA?

A careful cash-flow rentals with hands-on management strategy Earlham, IA best. The market produces reliable results for that approach at the $372K price point.

What do landlords charge for rent in Earlham, IA?

Expect rents around $1,053/mo per month in Earlham, IA. With home values at $372K, the yield math works out to reasonable levels for rental investors.

Do landlords face vacancy issues in Earlham, IA?

Rental vacancy in Earlham, IA is elevated. Investors should budget normal turnover but not chronic empty units.

Is Earlham, IA good for landlords?

Earlham, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

You know 50072 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50072 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 50072 ranks in Des Moines-West Des Moines, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 50072 (Earlham)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 50072 (Earlham, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.