Real Estate Investing in Linden, Iowa (50146)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dallas County • Population: 519 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 50146 (Linden, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • High vacancy: 18.0% of homes vacant — above national norms.
  • Elevated poverty: 29.3% poverty rate — can affect rent collection.
  • Higher unemployment: 16.1% unemployment — tenant risk signal.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Linden, IA (50146)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $296,879
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $47,083
% Renters 37.0%

Market Analysis: 50146 Linden

The 50146 ZIP in Linden, IA is a local-operator market. Outside capital chasing a $297K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 50146 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Linden have seen price recovery that 50146 has not matched. Dallas County data supports the view that the spread is structural rather than temporary.

Demographically, 50146 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Linden:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.3× the median income
Value Trend
Rising (+11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Des Moines-West Des Moines, IA Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Des Moines-West Des Moines, IA metro data

Market Trends

Home Value History (with trend line)

$306K$282K$258K$235K$211K$187KFeb 2019Nov 2022Jul 2026

📊 How Does 50146 Compare?

Metric 50146 Linden Des Moines-West Des Moines, IA Iowa
Home Value $296,879 $296,879 N/A $227,232
5-Year CAGR 6.4% 6.4% N/A 6.0%
Avg Rent $1,476 $1,476 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 50146? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50146 (Linden, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 50146 (Linden, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+6.4%
Strong

📊 Market Snapshot

Home Value $296,879
Monthly Rent $1,476
Price-to-Rent 16.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.0%
Cap Rate 3.9%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +11.8% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +6.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50146

Population: 519

💰 Median Household Income
$47,083
This area
$47,083
State
$71,886
USA
$74,580
🏠 Renter Occupied
37.0%
This area
37.0%
State
19.7%
USA
34.0%
💼 Unemployment Rate
16.1%
This area
16.1%
State
0.0%
USA
3.7%
🎓 College Educated
17.9%
This area
17.9%
State
18.8%
USA
33.7%
👤 Median Age
38.0 years
This area
38.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.0%
This area
18.0%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Other/Mixed 1.1%
Hispanic/Latino 0.6%
👶 Under 18
29.6%
This area
29.6%
USA
22.0%
👴 65 and Over
10.5%
This area
10.5%
USA
17.3%
📊 Poverty Rate
29.3%
This area
29.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What monthly rent should investors expect in Linden, IA?

Rents in Linden, IA run near $1,476/mo. Compared with median home prices of $297K that produces solid gross yields for typical rentals.

How qualified is the tenant pool in Linden, IA?

Working renters make up the core of the Linden, IA tenant base. The pool is reasonable for investors targeting long-term holds.

How do home values compare in Linden, IA?

The median home value in Linden, IA is roughly $297K. That puts it reasonable relative to the IA statewide average.

What approach is best for Linden, IA real estate?

Linden, IA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($297K prices, $1,476/mo rents) make it a reasonable choice.

How high is vacancy risk in Linden, IA?

Linden, IA sees elevated vacancy, which is reasonable relative to the broader IA rental market.

You know 50146 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50146 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 50146 ranks in Des Moines-West Des Moines, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 50146 (Linden)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 50146 (Linden, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.