Real Estate Investing in Mingo, Iowa (50168)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jasper County • Population: 829 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 50168 (Mingo, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 31.9 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Mingo, IA (50168)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $333,682
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $91,094
% Renters 15.5%

Market Analysis: 50168 Mingo

Investors eyeing 50168 need to respect the fundamentals at play. Home values of $334K come alongside slower price movement and elevated management overhead.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $334K asset, 50168 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 50168 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The 50168 ZIP's population of 829 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

New investors are better served looking at Mingo's stable or hybrid ZIPs before stepping into 50168. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mingo:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Des Moines-West Des Moines, IA Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
11.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Des Moines-West Des Moines, IA metro data

Market Trends

Home Value History (with trend line)

$346K$314K$282K$250K$219K$187KFeb 2019Nov 2022Jul 2026

📊 How Does 50168 Compare?

Metric 50168 Mingo Des Moines-West Des Moines, IA Iowa
Home Value $333,682 $333,682 N/A $227,232
5-Year CAGR 6.7% 6.7% N/A 6.0%
Avg Rent $873 $873 N/A -
Cap Rate 2.0% 2.0% - -
💡 Why Invest in 50168? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50168 (Mingo, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 50168 (Mingo, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+6.7%
Strong

📊 Market Snapshot

Home Value $333,682
Monthly Rent $873
Price-to-Rent 31.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 8.7%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +6.7% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50168

Population: 829

💰 Median Household Income
$91,094
This area
$91,094
State
$71,886
USA
$74,580
🏠 Renter Occupied
15.5%
This area
15.5%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
0.0%
USA
3.7%
🎓 College Educated
24.6%
This area
24.6%
State
18.8%
USA
33.7%
👤 Median Age
48.6 years
This area
48.6 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.7%
This area
18.7%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.1%
Other/Mixed 2.5%
Hispanic/Latino 2.2%
Black/African American 1.0%
Asian 0.4%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical rental rate in Mingo, IA?

Investors in Mingo, IA typically see rents near $873/mo per month against $334K home values - a solid setup for rental cash flow.

How strong is tenant demand in Mingo, IA?

Working renters make up the core of the Mingo, IA tenant base. The pool is reasonable for investors targeting long-term holds.

Should investors consider Mingo, IA?

With a 3.0/5 investability score, Mingo, IA ranks as a solid market for rental property investors. Median prices of $334K and rents of $873/mo drive the underlying numbers.

Do rentals sit vacant long in Mingo, IA?

Expect elevated vacancy in Mingo, IA. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

Can owner-occupants cash flow in Mingo, IA?

Mingo, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $334K price point reasonable to enter.

You know 50168 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50168 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 50168 ranks in Des Moines-West Des Moines, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 50168 (Mingo)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 50168 (Mingo, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.