Real Estate Investing in Montrose, Michigan (48457)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 48457 (Montrose, MI)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Montrose, MI (48457)?
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Market Analysis: 48457 Montrose
ZIP 48457 in Montrose, MI carries a impressive set of headwinds. Home values near $216K and rents of $891/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $216K asset, 48457 is the wrong submarket. If the plan prices in friction, the yield can still work.
The gap between 48457 and stronger Montrose ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Who lives in 48457 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 48457 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Montrose:
Property Strategy for 48457
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $143,249 | $990 | 5.0% | +8.8% | $71,625 |
| 3BR | $203,231 | $1,230 | 4.4% | +7.5% | $67,744 |
| 4BR | $244,323 | $1,410 | 4.2% | +6.8% | $61,081 |
Market Trends
Home Value History (with trend line)
📊 How Does 48457 Compare?
| Metric | 48457 | Montrose | Flint, MI | Michigan |
|---|---|---|---|---|
| Home Value | $215,695 | $215,695 | N/A | $253,279 |
| 5-Year CAGR | 5.2% | 5.2% | N/A | 6.8% |
| Avg Rent | $891 | $891 | N/A | - |
| Cap Rate | 3.2% | 3.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 48457 (Montrose, MI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $215,695 |
| Monthly Rent | $891 |
| Price-to-Rent | 20.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.0% |
| Cap Rate | 3.2% |
| 5-Year IRR | 8.4% |
📈 Home Appreciation
| 1-Year | +8.0% ▲ |
| 3-Year CAGR | +6.5% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +8.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 48457
Population: 8,694
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 48457
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What kind of market is Montrose, MI for investors?
Our data puts Montrose, MI at 3.0/5 for investability. Home prices of $216K and rents around $891/mo create a solid backdrop for investor activity.
Where do rents currently stand in Montrose, MI?
Investors in Montrose, MI typically see rents near $891/mo per month against $216K home values - a solid setup for rental cash flow.
What is the rental occupancy rate in Montrose, MI?
Montrose, MI vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How much should I expect to pay for a home in Montrose, MI?
Typical homes in Montrose, MI go for around $216K. The 5-year CAGR of 0.0% steady price movement.
What approach is best for Montrose, MI real estate?
The best-fit strategy in Montrose, MI is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
You know 48457 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 48457 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 48457 ranks in Flint, MI
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