Real Estate Investing in Burt, Michigan (48417)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saginaw County • Population: 2,310 • Data updated: September 2026

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Should you buy in 48417 (Burt, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Burt, MI (48417)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $212,170
Avg Monthly Rent $1,116
1% Rule ✗ Does Not Meet
Median Income $67,938
% Renters 6.1%

Market Analysis: 48417 Burt

Not every below-median market is a bargain. Burt's 48417 ZIP posts signals that favor experienced operators who can absorb the risk $212K pricing implies.

Rent of $1,116/mo on a $212K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 48417 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 48417 among MI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From an investor standpoint, 2,310 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 48417 is an operator game, not a passive one. On the rental side, entry prices of $212K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Burt:

B Good
Buy Confidence Score: 75/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,116/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Saginaw, MI Metro Area
Even conditions for buyers and sellers
36 days
Average time to sell
Average
10.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Saginaw, MI metro data
🏠

Property Strategy for 48417

Which property type performs best in this market?

Best for Cash Flow
3BR
5.9% cap rate
Best for Appreciation
3BR
+9.2% 5yr CAGR
Best Overall Value
4BR
$64,008/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $194,864 $1,600 5.9% +9.2% $64,955
4BR $256,031 $1,640 4.6% +8.5% $64,008

Market Trends

Home Value History (with trend line)

$223K$191K$158K$125K$92K$59KJul 2006Jul 2016Jul 2026

📊 How Does 48417 Compare?

Metric 48417 Burt Saginaw, MI Michigan
Home Value $212,170 $212,170 N/A $253,279
5-Year CAGR 7.7% 7.7% N/A 6.8%
Avg Rent $1,116 $1,116 N/A -
Cap Rate 4.1% 4.1% - -
💡 Why Invest in 48417? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48417 (Burt, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.1%
Fair
5yr Growth
+7.7%
Strong

📉 Market Crash Risk Index

Based on Saginaw, MI metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
51%
Days Pending
0/2
36 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $212,170
Monthly Rent $1,116
Price-to-Rent 15.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 11.8%

📈 Home Appreciation

1-Year +9.8% ▲
3-Year CAGR +7.8% ▲
5-Year CAGR +7.7% ▲
10-Year CAGR +9.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.4%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.7%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 48417

Population: 2,310

💰 Median Household Income
$67,938
This area
$67,938
State
$68,013
USA
$74,580
🏠 Renter Occupied
6.1%
This area
6.1%
State
19.4%
USA
34.0%
💼 Unemployment Rate
6.9%
This area
6.9%
State
-2.8%
USA
3.7%
🎓 College Educated
6.6%
This area
6.6%
State
16.5%
USA
33.7%
👤 Median Age
46.7 years
This area
46.7 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
5.4%
This area
5.4%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 82.8%
Other/Mixed 15.3%
Hispanic/Latino 9.9%
Asian 1.6%
Black/African American 0.3%
👶 Under 18
18.8%
This area
18.8%
USA
22.0%
👴 65 and Over
27.8%
This area
27.8%
USA
17.3%
📊 Poverty Rate
6.7%
This area
6.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
D
Ross Medical Education Center-Saginaw
73 students · 14.6 mi
D
Dorsey College-Saginaw
199 students · 14.7 mi

Frequently Asked Questions

What are home prices like in Burt, MI?

Median home price in Burt, MI is near $212K, with a 5-year CAGR of 0.0%. Prices have been measured and supportive of buy-and-hold strategies.

How viable is house hacking in Burt, MI?

House hacking in Burt, MI is a challenging. With home values around $212K and rents at $1,116/mo, owner-occupants can offset a meaningful share of PITI.

How do landlord-tenant laws work in Burt, MI?

MI ranks as a landlord-friendly state for landlord-tenant law. Burt generally follows the statewide framework, so landlords face reasonable operating rules.

What do landlords charge for rent in Burt, MI?

Expect rents around $1,116/mo per month in Burt, MI. With home values at $212K, the yield math works out to reasonable levels for rental investors.

How strong is tenant demand in Burt, MI?

Working renters make up the core of the Burt, MI tenant base. The pool is reasonable for investors targeting long-term holds.

You know 48417 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 48417 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 48417 ranks in Saginaw, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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